Direct Credit Union
Verified rate book
Current Direct Credit Union rates
4 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.801% APR | 6.801% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.740% APR | 5.740% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| High-Yield Savingssavings | 3.50% APY | 3.50% | — | Standard |
| 6-Month Certificatecd_6mo | 3.70% APY | 3.70% | 6 mo | Standard |
As of August 4, 2026, Direct Credit Union offers a 30-year fixed mortgage at 6.801% APR. HELOC rates from 5.74% APR. Savings and certificate yields up to 3.70% APY.
Source: RateAPI.dev, verified from Direct Credit Union's official website
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About Direct Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 23.5K
- Assets
- $789.8M
- Founded
- 1953
- Locations reported
- 2
- NCUA charter
- 9071
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Direct Credit Union
Membership eligibility from Direct Credit Union's own published criteria. How we verify this.
Community charter: live/work in Norfolk, Middlesex
- LocationNorfolk, Middlesex
Verified from Direct Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Direct Credit Union?
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Frequently Asked Questions
What rates does Direct Credit Union offer?
Direct Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Direct Credit Union rates updated?
RateAPI verifies Direct Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Direct Credit Union's rate data?
Rate data is collected directly from Direct Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Direct Credit Union's mortgage rate?
As of August 4, 2026, Direct Credit Union offers a 30-year fixed mortgage at 6.801% APR.
What is Direct Credit Union's HELOC rate?
As of August 4, 2026, Direct Credit Union offers home equity lines of credit from 5.74% APR.
What is Direct Credit Union's best CD rate?
As of August 4, 2026, Direct Credit Union offers savings and certificate (CD) yields up to 3.70% APY.
Related Rate Data
Compare Direct Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Direct Credit Union rates
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Use it via API
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# Get rates for Direct Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/direct" \
-H "Authorization: Bearer YOUR_API_KEY"