Energy Credit Union
Verified rate book
Current Energy Credit Union rates
3 published offers verified as of August 4, 2026.
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 5.500% APR | 5.500% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 7.000% APR | 7.000% | — | Standard |
HELOC rates from 5.5% APR.
Source: RateAPI.dev, verified from Energy Credit Union's official website
Loading branch locator…
About Energy Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5.6K
- Assets
- $129.1M
- Founded
- 1931
- Locations reported
- 2
- NCUA charter
- 66369
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Energy Credit Union
Membership eligibility from Energy Credit Union's own published criteria. How we verify this.
Membership via employers (National Grid New England)
- LocationNorfolk County, Suffolk County, Middlesex County, Essex County
- EmployerNational Grid New England
Cost to join: About $10.
Verified from Energy Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Energy Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Energy Credit Union ranks against Massachusetts peers.
Frequently Asked Questions
What rates does Energy Credit Union offer?
Energy Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Energy Credit Union rates updated?
RateAPI verifies Energy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Energy Credit Union's rate data?
Rate data is collected directly from Energy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Energy Credit Union's HELOC rate?
As of August 4, 2026, Energy Credit Union offers home equity lines of credit from 5.5% APR.
Related Rate Data
Compare Energy Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Energy Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Massachusetts credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Energy Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/energy" \
-H "Authorization: Bearer YOUR_API_KEY"