Patriot Credit Union
Verified rate book
Current Patriot Credit Union rates
36 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loans (100% LTV 1 ) (Terms Up to 63 months)auto_any_63mo | 6.140% APR | 6.140% | 63 mo | Standard |
| Auto Loans (100% LTV 1 ) (Terms 64-75 months)auto_any_75mo | 6.290% APR | 6.290% | 75 mo | Standard |
| Auto Loans (100% LTV 1 ) (Terms 76-84 months)auto_any_84mo | 6.790% APR | 6.790% | 84 mo | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured Variable Loanpersonal_secured | 4.000% APR | 4.000% | — | Standard |
| Personal Line of Creditploc_variable | 6.750% APR | 6.750% | — | Standard |
| Term Flexible terms availablepersonal | 11.990% APR | 11.990% | — | Standard |
| 12-Month Personal Loanpersonal_unsecured_12mo | 17.370% APR | 17.370% | 12 mo | Standard |
Savings & CD rates
20 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Minimum Daily Balance $0savings | 0.20% APY | 0.20% | — | Standard |
| Minimum Daily Balance $2,500savings | 1.00% APY | 1.00% | — | Standard |
| Minimum Daily Balance $10,000savings | 1.10% APY | 1.10% | — | Standard |
| Minimum Daily Balance $25,000savings | 1.25% APY | 1.25% | — | Standard |
| Minimum Daily Balance $100,000savings | 1.55% APY | 1.55% | — | Standard |
| Minimum Daily Balance $250,000savings | 1.75% APY | 1.75% | — | Standard |
| Dividend Checkingsavings | 2.50% APY | 2.50% | — | Standard |
| Dividend Earnings 2 $52.25savings | 3.40% APY | 3.40% | — | Standard |
| Dividend Earnings 2 $71.33savings | 3.45% APY | 3.45% | — | Standard |
| Dividend Earnings 2 $1,345.55savings | 3.50% APY | 3.50% | — | Standard |
| Dividend Earnings 2 $1,836.72savings | 3.55% APY | 3.55% | — | Standard |
| 30-Month Certificatecd_30mo | 3.60% APY | 3.60% | 30 mo | Standard |
| Dividend Earnings 2 $13,849.82savings | 3.60% APY | 3.60% | — | Standard |
| Dividend Earnings 2 $18,902.84savings | 3.65% APY | 3.65% | — | Standard |
| Dividend Earnings 2 $29,301.03savings | 3.70% APY | 3.70% | — | Standard |
| 15-Month Certificatecd_15mo | 4.00% APY | 4.00% | 15 mo | Standard |
| Dividend Earnings 2 $227.10savings | 4.10% APY | 4.10% | — | Standard |
| Dividend Earnings 2 $2,332.26savings | 4.20% APY | 4.20% | — | Standard |
| Dividend Earnings 2 $23,630.19savings | 4.25% APY | 4.25% | — | Standard |
| Dividend Earnings 2 $59,846.38savings | 4.30% APY | 4.30% | — | Standard |
Other rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Minimum Balance $1,000other | 1.500% % | 1.500% | — | Standard |
| Minimum Balance $25,000other | 1.600% % | 1.600% | — | Standard |
| Minimum Balance $10,000other | 1.600% % | 1.600% | — | Standard |
| Minimum Balance $100,000other | 1.650% % | 1.650% | — | Standard |
| Minimum Balance $25other | 1.650% % | 1.650% | — | Standard |
| Minimum Balance $250,000.01other | 1.700% % | 1.700% | — | Standard |
| LTV 1 up to 70%other | 6.490% % | 6.490% | — | Standard |
| LTV 1 71-80%other | 6.740% % | 6.740% | — | Standard |
| LTV 1 81-90%other | 7.490% % | 7.490% | — | Standard |
Auto loans available from 6.14% APR for 63 months. Personal loan rates from 4% APR. Savings and certificate yields up to 4.30% APY.
Source: RateAPI.dev, verified from Patriot Credit Union's official website
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About Patriot Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 81.7K
- Assets
- $1.3B
- Founded
- 1965
- Locations reported
- 13
- NCUA charter
- 16574
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Patriot Credit Union
Membership eligibility from Patriot Credit Union's own published criteria. How we verify this.
Community charter: live/work in Franklin, Washington, Frederick +3 more, PA, MD, WV
- LocationFranklin, Washington, Frederick, Berkeley, Jefferson, Morgan — PA, MD, WV
Cost to join: About $5.
Verified from Patriot Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Patriot Credit Union?
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Frequently Asked Questions
What rates does Patriot Credit Union offer?
Patriot Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Patriot Credit Union rates updated?
RateAPI verifies Patriot Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Patriot Credit Union's rate data?
Rate data is collected directly from Patriot Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Patriot Credit Union's auto loan rates?
As of August 4, 2026, Patriot Credit Union offers auto loans from 6.14% APR.
What is Patriot Credit Union's personal loan rate?
As of August 4, 2026, Patriot Credit Union offers personal loans from 4% APR.
What is Patriot Credit Union's best CD rate?
As of August 4, 2026, Patriot Credit Union offers savings and certificate (CD) yields up to 4.30% APY.
Related Rate Data
Compare Patriot Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Patriot Credit Union rates
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# Get rates for Patriot Credit Union
curl "https://api.rateapi.dev/credit-unions/pennsylvania/patriot" \
-H "Authorization: Bearer YOUR_API_KEY"