Fedchoice Credit Union
Verified rate book
Current Fedchoice Credit Union rates
10 published offers verified as of August 3, 2026.
Mortgage rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.410% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.694% APR | 6.000% | — | Standard |
| 30-Year Fixed30 year fixed | 6.789% APR | 6.625% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 7.100% APR | 7.000% | — | Standard |
| 15-Year Fixed15 year fixed | 6.515% APR | 6.250% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.413% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.714% APR | 6.500% | — | Standard |
| 7/1 ARM7 1 arm | 6.842% APR | 6.500% | — | Standard |
| 5/1 ARM5 1 arm | 6.888% APR | 6.500% | — | Standard |
| 3/1 ARM3 1 arm | 7.313% APR | 7.875% | — | Standard |
As of August 3, 2026, Fedchoice Credit Union offers a 30-year fixed mortgage at 6.41% APR.
Source: RateAPI.dev, verified from Fedchoice Credit Union's official website
Loading branch locator…
About Fedchoice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 25.7K
- Assets
- $503.4M
- Founded
- 1935
- Locations reported
- 5
- NCUA charter
- 150
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Fedchoice Credit Union
Membership eligibility from Fedchoice Credit Union's own published criteria. How we verify this.
Membership via occupations (Federal employees +1 more)
- OccupationFederal employees, contractors
Cost to join: About $5.
Verified from Fedchoice Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Fedchoice Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Fedchoice Credit Union ranks against Maryland peers.
Frequently Asked Questions
What rates does Fedchoice Credit Union offer?
Fedchoice Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Fedchoice Credit Union rates updated?
RateAPI verifies Fedchoice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Fedchoice Credit Union's rate data?
Rate data is collected directly from Fedchoice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Fedchoice Credit Union's mortgage rate?
As of August 3, 2026, Fedchoice Credit Union offers a 30-year fixed mortgage at 6.41% APR.
Related Rate Data
Compare Fedchoice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Fedchoice Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Maryland credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Fedchoice Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/fedchoice" \
-H "Authorization: Bearer YOUR_API_KEY"