People's Credit Union
Verified rate book
Current People's Credit Union rates
10 published offers verified as of August 4, 2026.
Mortgage rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| FHA 30-Year Fixed30 year fixed | 6.855% APR | 6.250% | — | Standard |
| 30 YR FIXED HOMEREADY30 year fixed | 7.061% APR | 7.000% | — | Standard |
| 30-Year Fixed30 year fixed | 7.187% APR | 7.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.469% APR | 6.375% | — | Standard |
| FHA 15-Year Fixed15 year fixed | 6.788% APR | 6.250% | — | Standard |
| 10-Year Fixed10 year fixed | 6.282% APR | 6.125% | — | Standard |
| 7/6 MO 30 DAY AVG SOFR CONFORMING 5/1/5 30 YR ARM7 1 arm | 6.682% APR | 6.500% | — | Standard |
| 5/6 MO 30 DAY AVG SOFR CONFORMING 2/1/5 30 YR ARM5 1 arm | 6.731% APR | 6.625% | — | Standard |
| 10/6 MO 30 DAY AVG SOFR CONFORMING 5/1/5 30 YR ARM10 1 arm | 6.911% APR | 6.750% | — | Standard |
| 20-Year Fixed20 year fixed | 7.206% APR | 7.125% | — | Standard |
As of August 4, 2026, People's Credit Union offers a 30-year fixed mortgage at 6.855% APR.
Source: RateAPI.dev, verified from People's Credit Union's official website
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About People's Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.7K
- Assets
- $24.8M
- Founded
- 1942
- Locations reported
- 1
- NCUA charter
- 62564
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join People's Credit Union
Membership eligibility from People's Credit Union's own published criteria. How we verify this.
Membership criteria are published on People's Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from People's Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does People's Credit Union offer?
People's Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are People's Credit Union rates updated?
RateAPI verifies People's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get People's Credit Union's rate data?
Rate data is collected directly from People's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is People's Credit Union's mortgage rate?
As of August 4, 2026, People's Credit Union offers a 30-year fixed mortgage at 6.855% APR.
Related Rate Data
Compare People's Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack People's Credit Union rates
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# Get rates for People's Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/peoples" \
-H "Authorization: Bearer YOUR_API_KEY"