Neighbors Credit Union
Verified rate book
Current Neighbors Credit Union rates
49 published offers verified as of August 4, 2026.
Mortgage rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Land (Lot in a Subdivision)other | 5.000% APR | 5.000% | — | Standard |
| Land or Acreageother | 5.000% APR | 5.000% | — | Standard |
| Lot and Landother | 5.493% APR | 5.000% | — | Standard |
| 10 Year Mortgageother | 5.781% APR | 5.375% | — | Standard |
| First Mortgage Purchase & Refinance (10 year)other | 5.781% APR | 5.375% | — | Standard |
| First Mortgage Purchase & Refinance (15 year)other | 5.830% APR | 5.500% | — | Standard |
| First Mortgage Purchase & Refinance (30 year Jumbo)other | 6.071% APR | 6.000% | — | Standard |
| First Mortgage Purchase & Refinance (20 year)other | 6.185% APR | 5.875% | — | Standard |
| First Mortgage Purchase & Refinance (30 year)other | 6.498% APR | 6.125% | — | Standard |
Auto & vehicle rates
28 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Boat (min $7,500)boat_any_47mo | 5.300% APR | 5.300% | 47 mo | Standard |
| 36-Month New Auto Loanauto_new_36mo | 5.390% APR | 5.390% | 36 mo · new | Standard |
| 24-Month New Auto Loanauto_new_24mo | 5.390% APR | 5.390% | 24 mo · new | Standard |
| 48-Month New Auto Loanauto_new_48mo | 5.540% APR | 5.540% | 48 mo · new | Standard |
| Boat (min $10,000)boat_any_72mo | 5.550% APR | 5.550% | 72 mo | Standard |
| 60-Month New Auto Loanauto_new_60mo | 5.590% APR | 5.590% | 60 mo · new | Standard |
| 66-Month New Auto Loanauto_new_66mo | 5.740% APR | 5.740% | 66 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 5.790% APR | 5.790% | 72 mo · new | Standard |
| Boat (min $15,000)boat_any_84mo | 5.800% APR | 5.800% | 84 mo | Standard |
| 78-Month New Auto Loanauto_new_78mo | 5.980% APR | 5.980% | 78 mo · new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 6.040% APR | 6.040% | 84 mo · new | Standard |
| Boat (min $20,000)boat_any_120mo | 6.300% APR | 6.300% | 120 mo | Standard |
| Travel Trailer / 5th Wheels (min $4,000)rv_any_47mo | 6.550% APR | 6.550% | 47 mo | Standard |
| ATV / Motorcycle / Jet Skipowersports_any_36mo | 6.700% APR | 6.700% | 36 mo | Standard |
| Boat (min $25,000)boat_any_144mo | 6.800% APR | 6.800% | 144 mo | Standard |
| Travel Trailer / 5th Wheels (min $10,000)rv_any_72mo | 6.800% APR | 6.800% | 72 mo | Standard |
| ATV / Motorcycle / Jet Skipowersports_any_48mo | 6.950% APR | 6.950% | 48 mo | Standard |
| Travel Trailer / 5th Wheels (min $12,000)rv_any_84mo | 7.050% APR | 7.050% | 84 mo | Standard |
| ATV / Motorcycle / Jet Skipowersports_any_60mo | 7.050% APR | 7.050% | 60 mo | Standard |
| ATV / Motorcycle / Jet Skipowersports_any_66mo | 7.190% APR | 7.190% | 66 mo | Standard |
| Travel Trailer / 5th Wheels (min $15,000)rv_any_96mo | 7.300% APR | 7.300% | 96 mo | Standard |
| Travel Trailers / 5th Wheels (min $20,000)rv_any_120mo | 7.550% APR | 7.550% | 120 mo | Standard |
| ATV / Motorcycle / Jet Skipowersports_any_72mo | 7.700% APR | 7.700% | 72 mo | Standard |
| Boat (min $35,000)boat_any_180mo | 7.800% APR | 7.800% | 180 mo | Standard |
| ATV / Motorcycle / Jet Skipowersports_any_78mo | 7.950% APR | 7.950% | 78 mo | Standard |
| Motorhome ($75,000 - $150,000)rv_any_180mo | 9.900% APR | 9.900% | 180 mo | Standard |
| Motorhome (min $7,500)rv_any_84mo | 9.900% APR | 9.900% | 84 mo | Standard |
| Motorhome (min $25,000)rv_any_120mo | 9.900% APR | 9.900% | 120 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 3.990% APR | 3.990% | — | Standard |
| Home Equity Loan — Intro Rateheloc | 3.990% APR | 3.990% | — | Introductory offer |
| Good for the first 12 monthsheloc | 3.990% APR | 3.990% | — | Introductory offer |
| HELOC (Variable)heloc_variable | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.990% APR | 10.990% | 60 mo | Standard |
| Access Line of Credit (Open End Loans)ploc_variable | 10.990% APR | 10.990% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Save Visacredit_card | 10.400% APR | 10.400% | — | Standard |
| Point Visacredit_card | 12.400% APR | 12.400% | — | Standard |
| Elite Visacredit_card | 13.650% APR | 13.650% | — | Standard |
| Step Visacredit_card | 18.000% APR | 18.000% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 120-Month Certificatecd_120mo | 5.78% APY | 5.38% | 120 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Good for the first 12 monthsother | 3.990% % | 3.990% | — | Introductory offer |
As of August 4, 2026, Neighbors Credit Union offers mortgage rates from 5% APR (1 points). Vehicle loans available from 5.3% APR for 47 months. HELOC rates from 3.99% APR. Personal loan rates from 10.99% APR. Credit card rates from 10.4% APR. Savings and certificate yields up to 5.78% APY.
Source: RateAPI.dev, verified from Neighbors Credit Union's official website
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About Neighbors Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 81.3K
- Assets
- $1.4B
- Founded
- 1954
- Locations reported
- 12
- NCUA charter
- 9229
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Neighbors Credit Union
Membership eligibility from Neighbors Credit Union's own published criteria. How we verify this.
Membership via the Circle of Hope Association
- LocationEast Baton Rouge, Ascension, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge, West Feliciana
- AssociationCircle of Hope Association
Cost to join: About $5.
Verified from Neighbors Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Neighbors Credit Union?
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Frequently Asked Questions
What rates does Neighbors Credit Union offer?
Neighbors Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Neighbors Credit Union rates updated?
RateAPI verifies Neighbors Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Neighbors Credit Union's rate data?
Rate data is collected directly from Neighbors Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Neighbors Credit Union's mortgage rate?
As of August 4, 2026, Neighbors Credit Union offers mortgage rates from 5% APR.
What are Neighbors Credit Union's auto, rv, boat & powersports loan rates?
As of August 4, 2026, Neighbors Credit Union offers vehicle loans from 5.3% APR.
What is Neighbors Credit Union's HELOC rate?
As of August 4, 2026, Neighbors Credit Union offers home equity lines of credit from 3.99% APR.
What is Neighbors Credit Union's personal loan rate?
As of August 4, 2026, Neighbors Credit Union offers personal loans from 10.99% APR.
What is Neighbors Credit Union's best CD rate?
As of August 4, 2026, Neighbors Credit Union offers savings and certificate (CD) yields up to 5.78% APY.
Related Rate Data
Compare Neighbors Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Neighbors Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/neighbors" \
-H "Authorization: Bearer YOUR_API_KEY"