Meritus Credit Union

Lafayette, Louisiana
Last verified: July 30, 2026
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Verified rate book

Current Meritus Credit Union rates

23 published offers verified as of July 30, 2026.

How we verify rates

Auto & vehicle rates

13 offers
Meritus Credit Union auto & vehicle rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
60-Month New Auto Loanauto_new_60mo4.990% APR4.990%60 mo · newStandard
72-Month New Auto Loanauto_new_72mo5.240% APR5.240%72 mo · newStandard
60-Month Used Auto Loanauto_used_60mo5.990% APR5.990%60 mo · usedStandard
New Jet Skis, ATVs & Motorcyclesboat_new_36mo6.000% APR6.000%36 mo · newStandard
New Jet Skis, ATVs & Motorcyclesboat_new_48mo6.250% APR6.250%48 mo · newStandard
72-Month Used Auto Loanauto_used_72mo6.490% APR6.490%72 mo · usedStandard
84-Month New Auto Loanauto_new_84mo6.740% APR6.740%84 mo · newStandard
New Jet Skis, ATVs & Motorcyclesboat_new_60mo6.750% APR6.750%60 mo · newStandard
Used Jet Skis, ATVs & Motorcyclesboat_used_36mo7.000% APR7.000%36 mo · usedStandard
Used Jet Skis, ATVs & Motorcyclesboat_used_48mo7.250% APR7.250%48 mo · usedStandard
New Jet Skis, ATVs & Motorcyclesboat_new_72mo7.500% APR7.500%72 mo · newStandard
84-Month Used Auto Loanauto_used_84mo7.740% APR7.740%84 mo · usedStandard
Used Jet Skis, ATVs & Motorcyclesboat_used_60mo7.750% APR7.750%60 mo · usedStandard

Personal loan rates

2 offers
Meritus Credit Union personal loan rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Share/Savings Secured Loanpersonal_secured_120mo2.010% APR2.010%120 moStandard
60-Month Signature Loanpersonal_unsecured_60mo11.000% APR11.000%60 moStandard

Savings & CD rates

8 offers
Meritus Credit Union savings & cd rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Savingsshare_savings0.01% APY0.01%Standard
IRA Share Savings (Roth and Traditional)ira0.01% APY0.01%Standard
Health Savings Accountsavings0.01% APY0.01%Standard
Kasasa Saver (Qualifications Not Met)savings0.05% APY0.05%Standard
Money Marketmoney_market0.10% APY0.10%Standard
Kasasa Saver (Qualifications Met - Excess Balance)savings0.42% APY0.25%Standard
Kasasa Saversavings0.75% APY0.25%Standard
Kasasa Saver (Qualifications Met)savings0.75% APY0.75%Standard

Vehicle loans available from 4.99% APR for 60 months. Personal loan rates from 2.01% APR. Savings and certificate yields up to 0.75% APY.

Source: RateAPI.dev, verified from Meritus Credit Union's official website

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About Meritus Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
23.7K
Assets
$249.5M
Founded
1954
Locations reported
4
NCUA charter
9643
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Meritus Credit Union

Membership eligibility from Meritus Credit Union's own published criteria. How we verify this.

Community charter: live/work in Acadia Parish, Iberia Parish, Lafayette Parish +2 more

  • LocationAcadia Parish, Iberia Parish, Lafayette Parish, St. Martin Parish, Vermilion Parish

Cost to join: About $25.

Verified from Meritus Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Meritus Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Meritus Credit Union ranks against Louisiana peers.

Frequently Asked Questions

What rates does Meritus Credit Union offer?

Meritus Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.

How often are Meritus Credit Union rates updated?

RateAPI verifies Meritus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.

Where does RateAPI get Meritus Credit Union's rate data?

Rate data is collected directly from Meritus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Meritus Credit Union's auto & boat loan rates?

As of July 30, 2026, Meritus Credit Union offers vehicle loans from 4.99% APR.

What is Meritus Credit Union's personal loan rate?

As of July 30, 2026, Meritus Credit Union offers personal loans from 2.01% APR.

What is Meritus Credit Union's best CD rate?

As of July 30, 2026, Meritus Credit Union offers savings and certificate (CD) yields up to 0.75% APY.

Related Rate Data

Compare Meritus Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Meritus Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Meritus Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/meritus" \
  -H "Authorization: Bearer YOUR_API_KEY"