Cove Credit Union

Edgewood, Kentucky
Last verified: August 4, 2026
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Verified rate book

Current Cove Credit Union rates

40 published offers verified as of August 4, 2026.

How we verify rates

HELOC rates

1 offer
Cove Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Flexible HELOC (HELOC)heloc_variable5.750% APR5.750%—Standard

Savings & CD rates

39 offers
Cove Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3-Month Certificatecd_3mo0.25% APY0.25%3 moStandard
3-Month Certificatecd_3mo0.25% APY0.25%3 moStandard
High Yield Savings Account (Monthly)savings0.50% APY0.50%—Standard
Money Market Account (Monthly)money_market0.60% APY0.60%—Standard
Money Market Account (Monthly)money_market0.70% APY0.70%—Standard
High Yield Savings Account (Monthly)savings0.75% APY0.75%—Standard
High Yield Savings Account (Monthly)savings1.00% APY1.00%—Standard
Money Market Account (Monthly)money_market1.00% APY1.00%—Standard
Money Market Account (Monthly)money_market1.14% APY1.14%—Standard
Money Marketmoney_market1.15% APY1.14%—Standard
Money Market Account (Monthly)money_market1.24% APY1.24%—Standard
Money Marketmoney_market1.25% APY1.24%—Standard
High Yield Savings Account (Monthly)savings1.49% APY1.49%—Standard
6-Month Certificatecd_6mo1.50% APY1.49%6 moStandard
6-Month Certificatecd_6mo1.50% APY1.49%6 moStandard
24-Month Certificatecd_24mo2.00% APY1.98%24 moStandard
18-Month Certificatecd_18mo2.00% APY1.98%18 moStandard
12-Month Certificatecd_12mo2.00% APY1.98%12 moStandard
12-Month Certificatecd_12mo2.00% APY1.98%12 moStandard
36-Month Certificatecd_36mo2.25% APY2.23%36 moStandard
36-Month Certificatecd_36mo2.25% APY2.23%36 moStandard
Business Money Market Account (Monthly)money_market2.42% APY2.42%—Standard
Business Money Market Accountmoney_market2.45% APY2.42%—Standard
48-Month Certificatecd_48mo2.50% APY2.47%48 moStandard
48-Month Certificatecd_48mo2.50% APY2.47%48 moStandard
60-Month Certificatecd_60mo2.60% APY2.57%60 moStandard
60-Month Certificatecd_60mo2.60% APY2.57%60 moStandard
Business Money Market Account (Monthly)money_market2.91% APY2.91%—Standard
Business Money Market Accountmoney_market2.95% APY2.91%—Standard
Business Money Market Account (Monthly)money_market3.15% APY3.15%—Standard
Business Money Market Accountmoney_market3.20% APY3.15%—Standard
Business Money Market Account (Monthly)money_market3.40% APY3.40%—Standard
Business Money Market Accountmoney_market3.45% APY3.40%—Standard
Business Money Market Account (Monthly)money_market3.64% APY3.64%—Standard
Business Money Market Accountmoney_market3.70% APY3.64%—Standard
High Yield Savings Account (Monthly)savings3.93% APY3.93%—Standard
High Yield Savings Accountsavings4.00% APY4.00%—Standard
11-Month Certificatecd_11mo4.00% APY3.93%11 moStandard
9 Months (Northern Kentucky Special)***cd_9mo5.00% APY4.89%9 moStandard

HELOC rates from 5.75% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Cove Credit Union's official website

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About Cove Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.4K
Assets
$78.8M
Founded
1970
Locations reported
1
NCUA charter
19879
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

L & NFT WRIGHT · Ft Wright · KY · 41017-8176Branch in the same ZIPCinfedFt. Wright Office · Ft Wright · KY · 41011-2670About 3.1 miles awayDelta CommunityFlorence, Ky (Cincinnati Metro) · Florence · KY · 41042-4894About 5.4 miles awayGeneral ElectricFlorence · Florence · KY · 41042-8531About 5.4 miles awayKembaFlorence · Florence · KY · 41042-1198About 5.4 miles awayNorthern KentuckyNorthern Kentucky FCU - Florence Location · Florence · KY · 41042-2108About 5.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Cove Credit Union

Membership eligibility from Cove Credit Union's own published criteria. How we verify this.

Membership via employers (University of Kentucky) or the American Consumer Council

  • LocationFayette, Jessamine, Garrard, Madison, Scott, Bourbon, Montgomery, Bath, Menifee, Powell, Wolfe, Lee, Jackson, Rockcastle
  • EmployerUniversity of Kentucky
  • AssociationAmerican Consumer Council

Verified from Cove Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Cove Credit Union?

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Frequently Asked Questions

What rates does Cove Credit Union offer?

Cove Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Cove Credit Union rates updated?

RateAPI verifies Cove Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Cove Credit Union's rate data?

Rate data is collected directly from Cove Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Cove Credit Union's HELOC rate?

As of August 4, 2026, Cove Credit Union offers home equity lines of credit from 5.75% APR.

What is Cove Credit Union's best CD rate?

As of August 4, 2026, Cove Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Cove Credit Union's rates against national credit-union benchmarks.

More Kentucky credit unionsHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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