Credit Union of America

Wichita, Kansas
Last verified: August 4, 2026
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Verified rate book

Current Credit Union of America rates

13 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Credit Union of America mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.750% APR6.750%Standard
15-Year Fixed15 year fixed6.250% APR6.250%Standard
10-Year Fixed10 year fixed6.375% APR6.375%Standard
1st Or 2nd Mortgageother7.000% APR7.000%Standard

Auto & vehicle rates

6 offers
Credit Union of America auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Auto Loanauto_any_48mo4.990% APR4.990%48 moStandard
Auto Loanauto4.990% APR4.990%Standard
36-Month Auto Loanauto_any_36mo4.990% APR4.990%36 moStandard
60-Month Auto Loanauto_any_60mo4.990% APR4.990%60 moStandard
72-Month Auto Loanauto_any_72mo5.240% APR5.240%72 moStandard
Auto Loans (84-months 2)auto_any_84mo5.990% APR5.990%84 moStandard

Credit card rates

1 offer
Credit Union of America credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card13.400% APR13.400%Standard

Savings & CD rates

2 offers
Credit Union of America savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Balance Boostsavings3.00% APY3.00%Standard
15-Month Certificatecd_15mo3.80% APY3.80%15 moStandard

As of August 4, 2026, Credit Union of America offers a 30-year fixed mortgage at 6.75% APR. Auto loans available from 4.99% APR for 48 months. Credit card rates from 13.4% APR. Savings and certificate yields up to 3.80% APY.

Source: RateAPI.dev, verified from Credit Union of America's official website

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About Credit Union of America

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
106.4K
Assets
$1.8B
Founded
1935
Locations reported
17
NCUA charter
60062
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Credit Union of America

Membership eligibility from Credit Union of America's own published criteria. How we verify this.

Membership criteria are published on Credit Union of America's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $1.

Verified from Credit Union of America's membership page. Final membership determination is always made by the credit union.

Work at Credit Union of America?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Credit Union of America ranks against Kansas peers.

Frequently Asked Questions

What rates does Credit Union of America offer?

Credit Union of America currently offers mortgage, Auto loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Credit Union of America rates updated?

RateAPI verifies Credit Union of America's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Credit Union of America's rate data?

Rate data is collected directly from Credit Union of America's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Credit Union of America's mortgage rate?

As of August 4, 2026, Credit Union of America offers a 30-year fixed mortgage at 6.75% APR.

What are Credit Union of America's auto loan rates?

As of August 4, 2026, Credit Union of America offers auto loans from 4.99% APR.

What is Credit Union of America's best CD rate?

As of August 4, 2026, Credit Union of America offers savings and certificate (CD) yields up to 3.80% APY.

Related Rate Data

Compare Credit Union of America's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Credit Union of America rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Credit Union of America
curl "https://api.rateapi.dev/credit-unions/kansas/credit-union-of-america" \
  -H "Authorization: Bearer YOUR_API_KEY"