Heartland Credit Union
Verified rate book
Current Heartland Credit Union rates
15 published offers verified as of August 4, 2026.
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan Rates (Includes Touring Motorcycles > 1200 CC) (Up to 60 months)motorcycle_any_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| Auto Loan Rates (Includes Touring Motorcycles > 1200 CC) (Up to 48 months)motorcycle_any_48mo | 4.990% APR | 4.990% | 48 mo | Standard |
| Auto Loan Rates (Includes Touring Motorcycles > 1200 CC) (Up to 72 months)motorcycle_any_72mo | 5.240% APR | 5.240% | 72 mo | Standard |
| Motorcycle Rates (Cruiser, Sportbikes, Scooters) (Up to 48 months)motorcycle_any_48mo | 8.740% APR | 8.740% | 48 mo | Standard |
| Motorcycle Rates (Cruiser, Sportbikes, Scooters) (Up to 60 months)motorcycle_any_60mo | 9.490% APR | 9.490% | 60 mo | Standard |
| Motorcycle Rates (Cruiser, Sportbikes, Scooters) (Up to 72 months)motorcycle_any_72mo | 9.740% APR | 9.740% | 72 mo | Standard |
| Other Secured (ATV, UTV, PWC) (Up to 36 months)powersports_any_36mo | 11.990% APR | 11.990% | 36 mo | Standard |
| Other Secured (ATV, UTV, PWC) (Up to 48 months)powersports_any_48mo | 12.240% APR | 12.240% | 48 mo | Standard |
| Other Secured (ATV, UTV, PWC) (Up to 60 months)powersports_any_60mo | 12.990% APR | 12.990% | 60 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Express Loanpersonal | 9.250% APR | 9.250% | — | Standard |
| Signature Loanpersonal_unsecured | 12.990% APR | 12.990% | — | Standard |
| Overdraft Line of Creditpersonal | 16.900% APR | 16.900% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Everyday VISAcredit_card | 13.240% APR | 13.240% | — | Standard |
| Your Rewards VISAcredit_card_rewards | 17.240% APR | 17.240% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Introductory Offerother | 6.490% % | 6.490% | — | Introductory offer |
Vehicle loans available from 4.99% APR for 60 months. Personal loan rates from 9.25% APR. Credit card rates from 13.24% APR.
Source: RateAPI.dev, verified from Heartland Credit Union's official website
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About Heartland Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 40.6K
- Assets
- $708.6M
- Founded
- 1948
- Locations reported
- 11
- NCUA charter
- 62031
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Heartland Credit Union
Membership eligibility from Heartland Credit Union's own published criteria. How we verify this.
Membership criteria are published on Heartland Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Heartland Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Heartland Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Heartland Credit Union ranks against Kansas peers.
Frequently Asked Questions
What rates does Heartland Credit Union offer?
Heartland Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Heartland Credit Union rates updated?
RateAPI verifies Heartland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Heartland Credit Union's rate data?
Rate data is collected directly from Heartland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Heartland Credit Union's motorcycle & powersports loan rates?
As of August 4, 2026, Heartland Credit Union offers vehicle loans from 4.99% APR.
What is Heartland Credit Union's personal loan rate?
As of August 4, 2026, Heartland Credit Union offers personal loans from 9.25% APR.
Related Rate Data
Compare Heartland Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Heartland Credit Union rates
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# Get rates for Heartland Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/heartland" \
-H "Authorization: Bearer YOUR_API_KEY"