Mid American Credit Union

Wichita, Kansas
Last verified: August 3, 2026
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Verified rate book

Current Mid American Credit Union rates

30 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Mid American Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.990% APR4.990%Standard

HELOC rates

1 offer
Mid American Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Traditional Second Mortgage / Home Equity Loanheloc_fixed5.990% APR5.990%Standard

Personal loan rates

1 offer
Mid American Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.900% APR10.900%60 moStandard

Savings & CD rates

27 offers
Mid American Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Business Basic Savingssavings0.03% APY0.03%Standard
Business Money Marketmoney_market0.05% APY0.05%Standard
Traditional & Roth IRAs, SEP and HSA Savingsira0.05% APY0.05%Standard
Traditional & Roth IRAs, SEP and HSA Savingsira0.10% APY0.10%Standard
Business Money Marketmoney_market0.10% APY0.10%Standard
Payroll Plus Savings Accountsavings0.15% APY0.15%Standard
Christmas Savings Accountsavings0.15% APY0.15%Standard
Business Money Marketmoney_market0.15% APY0.15%Standard
Traditional & Roth IRAs, SEP and HSA Savingsira0.15% APY0.15%Standard
Business Money Marketmoney_market0.20% APY0.20%Standard
Premiere Money Marketmoney_market0.20% APY0.20%Standard
Traditional & Roth IRAs, SEP and HSA Savingsira0.20% APY0.20%Standard
Business Money Marketmoney_market0.25% APY0.25%Standard
Traditional & Roth IRAs, SEP and HSA Savingsira0.25% APY0.25%Standard
Traditional & Roth IRAs, SEP and HSA Savingsira0.30% APY0.30%Standard
6-Month Certificatecd_6mo0.30% APY0.30%6 moStandard
Payroll Plus Savings Accountsavings0.30% APY0.30%Standard
Business Money Marketmoney_market0.30% APY0.30%Standard
Pay Day Certificatecd_12mo0.40% APY0.40%12 moStandard
18-Month Certificatecd_18mo0.45% APY0.45%18 moStandard
Preferred Youth Savings Accountsavings0.50% APY0.50%Standard
60-Month Certificatecd_60mo0.60% APY0.60%60 moStandard
36-Month Certificatecd_36mo0.60% APY0.60%36 moStandard
48-Month Certificatecd_48mo0.60% APY0.60%48 moStandard
Premiere Money Marketmoney_market2.00% APY2.00%Standard
Premiere Money Marketmoney_market3.00% APY3.00%Standard
23-Month Certificatecd_23mo4.15% APY4.15%23 moStandard

Auto loans available from 4.99% APR. HELOC rates from 5.99% APR. Personal loan rates from 10.9% APR. Savings and certificate yields up to 4.15% APY.

Source: RateAPI.dev, verified from Mid American Credit Union's official website

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About Mid American Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
47K
Assets
$521M
Founded
1936
Locations reported
11
NCUA charter
65378
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Mid American Credit Union

Membership eligibility from Mid American Credit Union's own published criteria. How we verify this.

Membership criteria are published on Mid American Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Mid American Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Mid American Credit Union?

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Frequently Asked Questions

What rates does Mid American Credit Union offer?

Mid American Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Mid American Credit Union rates updated?

RateAPI verifies Mid American Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Mid American Credit Union's rate data?

Rate data is collected directly from Mid American Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Mid American Credit Union's auto loan rates?

As of August 3, 2026, Mid American Credit Union offers auto loans from 4.99% APR.

What is Mid American Credit Union's HELOC rate?

As of August 3, 2026, Mid American Credit Union offers home equity lines of credit from 5.99% APR.

What is Mid American Credit Union's personal loan rate?

As of August 3, 2026, Mid American Credit Union offers personal loans from 10.9% APR.

What is Mid American Credit Union's best CD rate?

As of August 3, 2026, Mid American Credit Union offers savings and certificate (CD) yields up to 4.15% APY.

Related Rate Data

Compare Mid American Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Mid American Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/mid-american" \
  -H "Authorization: Bearer YOUR_API_KEY"