Ark Valley Credit Union

Arkansas City, Kansas
Last verified: August 4, 2026
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Verified rate book

Current Ark Valley Credit Union rates

27 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

7 offers
Ark Valley Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
All Vehicle Years Ex: $15,000 @ 4.49% for 60 months = $280.00auto_any_60mo4.740% APR4.740%60 moStandard
Secured Loans (Auto, Motorcycle, Boat, RV, ATV)motorcycle_any_60mo4.740% APR4.740%60 moStandard
New Auto Loanauto_new4.740% APR4.740%newStandard
Secured Loans (Auto, Motorcycle, Boat, RV, ATV)motorcycle_any_72mo5.240% APR5.240%72 moStandard
All Vehicle Years Ex: $21,000 @ 4.99% for 72 months = $339.00auto_any_72mo5.240% APR5.240%72 moStandard
Secured Loans (Auto, Motorcycle, Boat, RV, ATV)motorcycle_any_84mo5.740% APR5.740%84 moStandard
All Vehicle Years Ex: $26,000 @ 5.49% for 84 months = $371.00auto_any_84mo5.740% APR5.740%84 moStandard

HELOC rates

2 offers
Ark Valley Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
20-Year Home Equity Loan (Fixed)heloc_fixed5.990% APR5.990%Standard
Home Equity Loanheloc5.990% APR5.990%Standard

Personal loan rates

3 offers
Ark Valley Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured2.000% APR2.000%Standard
36-Month Signature Loanpersonal_unsecured_36mo10.000% APR10.000%36 moStandard
Signature Loanpersonal_unsecured10.000% APR10.000%Standard

Savings & CD rates

7 offers
Ark Valley Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IRAS/ROTH/EDUCATION IRASira1.51% APY1.50%Standard
60-Month Certificateshare_certificate_60mo2.61% APY2.75%60 moStandard
48-Month Certificateshare_certificate_48mo2.65% APY2.75%48 moStandard
36-Month Certificateshare_certificate_36mo2.77% APY2.85%36 moStandard
24-Month Certificateshare_certificate_24mo2.81% APY2.85%24 moStandard
12-Month Certificateshare_certificate_12mo2.85% APY2.85%12 moStandard
6-Month Certificateshare_certificate_6mo2.97% APY2.95%6 moStandard

Other rates

8 offers
Ark Valley Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
(Rate Based On Interest Earned +2%)other2.000% %2.000%Standard
60 Month, $1,000 Minother2.610% %2.750%Standard
48 Month, $1,000 Minother2.650% %2.750%Standard
36 Month, $1,000 Minother2.770% %2.850%Standard
24 Month, $1,000 Minother2.810% %2.850%Standard
12 Month, $1,000 Minother2.850% %2.850%Standard
6 Month, $500 Minother2.970% %2.950%Standard
Ex: $6,000 @ 10% for 36 months = $194.other10.000% %10.000%Standard

Vehicle loans available from 4.74% APR for 60 months. HELOC rates from 5.99% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 2.97% APY.

Source: RateAPI.dev, verified from Ark Valley Credit Union's official website

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About Ark Valley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.9K
Assets
$58.3M
Founded
1955
Locations reported
3
NCUA charter
62894
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Ark Valley Credit Union

Membership eligibility from Ark Valley Credit Union's own published criteria. How we verify this.

Community charter: live/work in Butler, Cowley, Chautauqua +2 more

  • LocationButler, Cowley, Chautauqua, Sumner, Elk

Cost to join: About $5.

Verified from Ark Valley Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Ark Valley Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ark Valley Credit Union ranks against Kansas peers.

Frequently Asked Questions

What rates does Ark Valley Credit Union offer?

Ark Valley Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Ark Valley Credit Union rates updated?

RateAPI verifies Ark Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Ark Valley Credit Union's rate data?

Rate data is collected directly from Ark Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Ark Valley Credit Union's auto & motorcycle loan rates?

As of August 4, 2026, Ark Valley Credit Union offers vehicle loans from 4.74% APR.

What is Ark Valley Credit Union's HELOC rate?

As of August 4, 2026, Ark Valley Credit Union offers home equity lines of credit from 5.99% APR.

What is Ark Valley Credit Union's personal loan rate?

As of August 4, 2026, Ark Valley Credit Union offers personal loans from 2% APR.

What is Ark Valley Credit Union's best CD rate?

As of August 4, 2026, Ark Valley Credit Union offers savings and certificate (CD) yields up to 2.97% APY.

Related Rate Data

Compare Ark Valley Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Ark Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/ark-valley" \
  -H "Authorization: Bearer YOUR_API_KEY"