Meridian Credit Union
Verified rate book
Current Meridian Credit Union rates
35 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1st Mortgage Loans (Up to 120 Months)other | 6.413% APR | 6.413% | — | Standard |
| 1st Mortgage Loans (Up to 180 Months)other | 6.491% APR | 6.491% | — | Standard |
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month RV Loanrv_any_36mo | 4.250% APR | 4.250% | 36 mo | Standard |
| Auto Loanauto | 4.250% APR | 4.250% | — | Standard |
| New or Used Vehicles Loans (Up to 24 Months**)auto_any_24mo | 4.250% APR | 4.250% | 24 mo · any | Standard |
| New or Used Vehicles Loans (Up to 60 Months**)auto_any_60mo | 5.000% APR | 5.000% | 60 mo · any | Standard |
| New or Used Vehicles Loans (Up to 72 Months**)auto_any_72mo | 5.250% APR | 5.250% | 72 mo · any | Standard |
| New or Used Vehicles Loans (Up to 84 Months**)auto_any_84mo | 5.500% APR | 5.500% | 84 mo · any | Standard |
| New or Used Camper/Boat Loans (Up to 24 Months**)rv_any_24mo | 5.750% APR | 5.750% | 24 mo · any | Standard |
| RV Loanrv | 5.750% APR | 5.750% | — | Standard |
| New or Used Camper/Boat Loans (Up to 48 Months**)rv_any_48mo | 6.250% APR | 6.250% | 48 mo · any | Standard |
| New or Used Camper/Boat Loans (Up to 60 Months**)rv_any_60mo | 6.500% APR | 6.500% | 60 mo · any | Standard |
| New or Used Camper/Boat Loans (Up to 72 Months**)rv_any_72mo | 6.750% APR | 6.750% | 72 mo · any | Standard |
| New or Used Camper/Boat Loans (Up to 84 Months**)rv_any_84mo | 7.000% APR | 7.000% | 84 mo · any | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.745% APR | 6.745% | — | Standard |
Personal loan rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loanpersonal | 4.250% APR | 4.250% | — | Standard |
| Share Secured / Share Certificate Secured Loans (Up to 36 Months)personal_secured_36mo | 4.500% APR | 4.500% | 36 mo | Standard |
| Other Secured Loans (Up to 24 Months**)personal_secured_24mo | 6.250% APR | 6.250% | 24 mo | Standard |
| Other Secured Loans (Up to 36 Months**)personal_secured_36mo | 6.500% APR | 6.500% | 36 mo | Standard |
| Other Secured Loans (Up to 48 Months**)personal_secured_48mo | 6.750% APR | 6.750% | 48 mo | Standard |
| Other Secured Loans (Up to 60 Months**)personal_secured_60mo | 7.000% APR | 7.000% | 60 mo | Standard |
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 9.250% APR | 9.250% | 36 mo | Standard |
| Up to 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 9.500% APR | 9.500% | 48 mo | Standard |
| Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.750% APR | 9.750% | 60 mo | Standard |
Savings & CD rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checking Accounts (MCU Checking)savings | 0.05% APY | 0.05% | — | Standard |
| Checking Accounts (High-Yield Checking)savings | 0.10% APY | 0.10% | — | Standard |
| Savings Accounts (MCU Teen Savings)savings | 0.20% APY | 0.20% | — | Eligibility restricted |
| IRAira | 0.50% APY | 0.50% | — | Standard |
| Certificates of Deposit (CDs) (6 Months (min $1,000))cd_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| Certificates of Deposit (CDs) (9 Months (min $500))cd_9mo | 2.20% APY | 2.20% | 9 mo | Standard |
| Certificates of Deposit (CDs) (1 Year (min $1,000))cd_12mo | 2.25% APY | 2.25% | 12 mo | Standard |
| Certificates of Deposit (CDs) (1 Year (min $25,000))cd_12mo | 2.75% APY | 2.75% | 12 mo | Standard |
| Certificates of Deposit (CDs) (2 Years (min $1,000))cd_24mo | 2.90% APY | 2.90% | 24 mo | Standard |
| Certificates of Deposit (CDs) (2 Years (min $10,000))cd_24mo | 3.25% APY | 3.25% | 24 mo | Standard |
| Certificates of Deposit (CDs) (5 Years (min $10,000.00))cd_60mo | 3.50% APY | 3.50% | 60 mo | Standard |
As of August 4, 2026, Meridian Credit Union offers mortgage rates from 6.413% APR. Vehicle loans available from 4.25% APR for 36 months. HELOC rates from 6.745% APR. Personal loan rates from 4.25% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Meridian Credit Union's official website
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About Meridian Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.1K
- Assets
- $35.1M
- Founded
- 1952
- Locations reported
- 2
- NCUA charter
- 64212
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Meridian Credit Union
Membership eligibility from Meridian Credit Union's own published criteria. How we verify this.
Community charter: live/work in Appanoose, Davis, Jefferson +5 more, IA
- LocationAppanoose, Davis, Jefferson, Keokuk, Mahaska, Monroe, Van Buren, Wapello — IA
Verified from Meridian Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Meridian Credit Union?
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Frequently Asked Questions
What rates does Meridian Credit Union offer?
Meridian Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Meridian Credit Union rates updated?
RateAPI verifies Meridian Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Meridian Credit Union's rate data?
Rate data is collected directly from Meridian Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Meridian Credit Union's mortgage rate?
As of August 4, 2026, Meridian Credit Union offers mortgage rates from 6.413% APR.
What are Meridian Credit Union's auto & rv loan rates?
As of August 4, 2026, Meridian Credit Union offers vehicle loans from 4.25% APR.
What is Meridian Credit Union's HELOC rate?
As of August 4, 2026, Meridian Credit Union offers home equity lines of credit from 6.745% APR.
What is Meridian Credit Union's personal loan rate?
As of August 4, 2026, Meridian Credit Union offers personal loans from 4.25% APR.
What is Meridian Credit Union's best CD rate?
As of August 4, 2026, Meridian Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Meridian Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Meridian Credit Union rates
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# Get rates for Meridian Credit Union
curl "https://api.rateapi.dev/credit-unions/iowa/meridian" \
-H "Authorization: Bearer YOUR_API_KEY"