Hometown Credit Union
Verified rate book
Current Hometown Credit Union rates
12 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto/Truck/Vanauto_new_72mo | 5.000% APR | 5.000% | 72 mo · new | Standard |
| Used Auto/Truck/Van 2020-2025auto_used_60mo | 5.950% APR | 5.950% | 60 mo · used | Standard |
| 72-Month New Motorcycle Loanmotorcycle_new_72mo | 6.000% APR | 6.000% | 72 mo · new | Standard |
| Used Auto/Truck/Van 2015-2019auto_used_60mo | 7.000% APR | 7.000% | 60 mo · used | Standard |
| Used Auto/Truck/Van 2007-2014auto_used_48mo | 9.000% APR | 9.000% | 48 mo · used | Standard |
| Used Auto/Truck/Van 2000-2006auto_used_36mo | 10.750% APR | 10.750% | 36 mo · used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2nd Mortgage (10yr Max Home Equity)heloc | 8.250% APR | 8.250% | — | Standard |
| 2nd Mortgage (15yr Max Home Equity)heloc | 8.500% APR | 8.500% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 14.500% APR | 14.500% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
| Credit Card (VISA Classic)credit_card | 12.900% APR | 12.900% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Pledgedother | 2.50% APY | 2.50% | — | Standard |
Vehicle loans available from 5% APR for 72 months. HELOC rates from 8.25% APR. Personal loan rates from 14.5% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 2.50% APY.
Source: RateAPI.dev, verified from Hometown Credit Union's official website
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About Hometown Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4K
- Assets
- $37.5M
- Founded
- 1936
- Locations reported
- 1
- NCUA charter
- 1621
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Hometown Credit Union
Membership eligibility from Hometown Credit Union's own published criteria. How we verify this.
Membership criteria are published on Hometown Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationMiami — IN
Verified from Hometown Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Hometown Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Hometown Credit Union ranks against Indiana peers.
Frequently Asked Questions
What rates does Hometown Credit Union offer?
Hometown Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Hometown Credit Union rates updated?
RateAPI verifies Hometown Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Hometown Credit Union's rate data?
Rate data is collected directly from Hometown Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Hometown Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Hometown Credit Union offers vehicle loans from 5% APR.
What is Hometown Credit Union's HELOC rate?
As of August 4, 2026, Hometown Credit Union offers home equity lines of credit from 8.25% APR.
What is Hometown Credit Union's personal loan rate?
As of August 4, 2026, Hometown Credit Union offers personal loans from 14.5% APR.
What is Hometown Credit Union's best CD rate?
As of August 4, 2026, Hometown Credit Union offers savings and certificate (CD) yields up to 2.50% APY.
Related Rate Data
Compare Hometown Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Hometown Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Hometown Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/hometown" \
-H "Authorization: Bearer YOUR_API_KEY"