Indiana Heartland Credit Union
Verified rate book
Current Indiana Heartland Credit Union rates
26 published offers verified as of August 3, 2026.
Auto & vehicle rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| SPECIAL: New purchases on 2023 or newer for 48 monthsauto_new_48mo | 3.750% APR | 3.750% | 48 mo · new | Standard |
| Auto Loanauto | 3.750% APR | 3.750% | — | Standard |
| SPECIAL: New purchases on 2023 or newer for 60 monthsauto_new_60mo | 3.790% APR | 3.790% | 60 mo · new | Standard |
| 2023 & Newer ($15k+ financing)auto_any_72mo | 4.190% APR | 4.190% | 72 mo | Standard |
| 2023 & Newer ($30k+ financing)auto_any_84mo | 4.990% APR | 4.990% | 84 mo | Standard |
| 2018-2020 ($15k+ Financing)auto_any_72mo | 5.990% APR | 5.990% | 72 mo | Standard |
| 2023 & Newer ($15k+ Financing)auto_any_72mo | 6.490% APR | 6.490% | 72 mo | Standard |
| New Lawn & Gardenauto_new_48mo | 6.990% APR | 6.990% | 48 mo · new | Standard |
| 2023 & Newer Motorcycles ($25k+ Financing)motorcycle_any_84mo | 6.990% APR | 6.990% | 84 mo | Standard |
| 2021-2022 Used ($15k+ Financing)auto_used_72mo | 6.990% APR | 6.990% | 72 mo · used | Standard |
| New Lawn & Garden ($20k+ financing)auto_new_84mo | 7.290% APR | 7.290% | 84 mo · new | Standard |
| 2021-2022 Used ($25k+ Financing)auto_used_84mo | 7.590% APR | 7.590% | 84 mo · used | Standard |
| 2023 & Newer ($20k+ Financing)auto_any_180mo | 7.790% APR | 7.790% | 180 mo | Standard |
| 2018-2020 ($25k+ Financing)auto_any_84mo | 7.790% APR | 7.790% | 84 mo | Standard |
| Up to $18k financingauto_any_84mo | 8.790% APR | 8.790% | 84 mo | Standard |
| 2018 & older ($10K+ FINANCING)auto_used_72mo | 8.790% APR | 8.790% | 72 mo · used | Standard |
| 2018 & older ($15K+ FINANCING)auto_used_84mo | 8.890% APR | 8.890% | 84 mo · used | Standard |
| 2017-2018 ($20K+ FINANCING)auto_any_120mo | 8.990% APR | 8.990% | 120 mo | Standard |
| 2018 & older ($20K+ FINANCING)auto_used_96mo | 8.990% APR | 8.990% | 96 mo · used | Standard |
| 2016 & older ($10K+ FINANCING)auto_used_72mo | 9.090% APR | 9.090% | 72 mo · used | Standard |
| 2016 & older ($15K+ FINANCING)auto_used_84mo | 9.190% APR | 9.190% | 84 mo · used | Standard |
| 2016 & older ($20K+ FINANCING)auto_used_96mo | 9.290% APR | 9.290% | 96 mo · used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Share-Secured Loanpersonal_secured_60mo | 3.950% APR | 3.950% | 60 mo | Standard |
| 120-Month Share-Secured Loanpersonal_secured_120mo | 4.950% APR | 4.950% | 120 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Lawn & gardenother | 7.190% % | 7.190% | — | Standard |
| Used lawn & Gardenother | 7.990% % | 7.990% | — | Standard |
Vehicle loans available from 3.75% APR for 48 months. Personal loan rates from 3.95% APR.
Source: RateAPI.dev, verified from Indiana Heartland Credit Union's official website
Loading branch locator…
About Indiana Heartland Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5.3K
- Assets
- $49.1M
- Founded
- 1972
- Locations reported
- 2
- NCUA charter
- 24108
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Indiana Heartland Credit Union
Membership eligibility from Indiana Heartland Credit Union's own published criteria. How we verify this.
Membership criteria are published on Indiana Heartland Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Indiana Heartland Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Indiana Heartland Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Indiana Heartland Credit Union ranks against Indiana peers.
Frequently Asked Questions
What rates does Indiana Heartland Credit Union offer?
Indiana Heartland Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Indiana Heartland Credit Union rates updated?
RateAPI verifies Indiana Heartland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Indiana Heartland Credit Union's rate data?
Rate data is collected directly from Indiana Heartland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Indiana Heartland Credit Union's auto & motorcycle loan rates?
As of August 3, 2026, Indiana Heartland Credit Union offers vehicle loans from 3.75% APR.
What is Indiana Heartland Credit Union's personal loan rate?
As of August 3, 2026, Indiana Heartland Credit Union offers personal loans from 3.95% APR.
Related Rate Data
Compare Indiana Heartland Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Indiana Heartland Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Indiana Heartland Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/indiana-heartland" \
-H "Authorization: Bearer YOUR_API_KEY"