Encompass Credit Union

Tipton, Indiana
Last verified: August 4, 2026
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Verified rate book

Current Encompass Credit Union rates

12 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Encompass Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Autos, Trucks, Motorcycles, Rec Vehicles.motorcycle6.750% APR6.750%—Standard

Personal loan rates

1 offer
Encompass Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal, Unsecured, and Lines of Creditpersonal_unsecured10.900% APR10.900%—Standard

Savings & CD rates

10 offers
Encompass Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Draft Checking 1savings0.10% APY0.10%—Standard
Christmas Club 1savings0.15% APY0.15%—Specialty offer
60-Month Certificatecd_60mo0.75% APY0.75%60 moStandard
48-Month Certificatecd_48mo0.75% APY0.75%48 moStandard
IRA 1ira1.50% APY1.50%—Standard
36-Month Certificatecd_36mo2.02% APY2.00%36 moStandard
24-Month Certificatecd_24mo2.53% APY2.50%24 moStandard
12-Month Certificatecd_12mo2.78% APY2.75%12 moStandard
18-Month Certificatecd_18mo2.78% APY2.75%18 moStandard
6-Month Certificatecd_6mo3.82% APY3.75%6 moStandard

Motorcycle loans available from 6.75% APR. Personal loan rates from 10.9% APR. Savings and certificate yields up to 3.82% APY.

Source: RateAPI.dev, verified from Encompass Credit Union's official website

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About Encompass Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
16.2K
Assets
$265.3M
Founded
1953
Locations reported
5
NCUA charter
8548
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

City of Firsts CommunityMain Office · Kokomo · IN · 46902About 10.6 miles awayFinancial BuildersFinancial Builders Federal Credit Union · Kokomo · IN · 46902-3706About 10.6 miles awayFinancial Center FirstKokomo · KOKOMO · IN · 46902About 10.6 miles awayHaynes CommunityHaynes Community Federal Credit Union · Kokomo · IN · 46902-6132About 10.6 miles awaySolidarity CommunityMain Office · Kokomo · IN · 46902-3677About 10.6 miles awayMadison CountyElwood Dollar General Market Plaza ATM · Elwood · IN · 46036About 12.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Encompass Credit Union

Membership eligibility from Encompass Credit Union's own published criteria. How we verify this.

Community charter: live/work in Tipton, Clinton, Howard, IN

  • LocationTipton, Clinton, Howard — IN

Cost to join: About $5.

Verified from Encompass Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Encompass Credit Union offer?

Encompass Credit Union currently offers Motorcycle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Encompass Credit Union rates updated?

RateAPI verifies Encompass Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Encompass Credit Union's rate data?

Rate data is collected directly from Encompass Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Encompass Credit Union's motorcycle loan rates?

As of August 4, 2026, Encompass Credit Union offers motorcycle loans from 6.75% APR.

What is Encompass Credit Union's personal loan rate?

As of August 4, 2026, Encompass Credit Union offers personal loans from 10.9% APR.

What is Encompass Credit Union's best CD rate?

As of August 4, 2026, Encompass Credit Union offers savings and certificate (CD) yields up to 3.82% APY.

Related Rate Data

Compare Encompass Credit Union's rates against national credit-union benchmarks.

More Indiana credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Encompass Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/encompass" \
  -H "Authorization: Bearer YOUR_API_KEY"
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