Rock Valley Credit Union

Loves Park, Illinois
Last verified: August 3, 2026
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Verified rate book

Current Rock Valley Credit Union rates

22 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

8 offers
Rock Valley Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.490% APR3.490%Standard
New/Used Vehicleauto_any_36mo3.490% APR3.490%36 mo · anyStandard
36-Month Auto Loanauto_any_36mo3.990% APR3.990%36 moStandard
First Time Auto Buyer Programauto_any_36mo4.490% APR4.490%36 moStandard
36-Month Auto Loan, Refinanceauto_any_36mo4.490% APR4.490%36 moStandard
36-Month Motorcycle Loanmotorcycle_any_36mo6.000% APR6.000%36 moStandard
New/Used RV or Boatrv_any_36mo6.750% APR6.750%36 mo · anyStandard
New/Used ATVpowersports_any_36mo9.000% APR9.000%36 mo · anyStandard

HELOC rates

1 offer
Rock Valley Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable7.500% APR7.500%Standard

Personal loan rates

2 offers
Rock Valley Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Unsecured Personal Loanpersonal_unsecured_36mo10.990% APR10.990%36 moStandard
Personal Unsecured Installment Loanpersonal_unsecured_48mo18.000% APR18.000%48 moStandard

Savings & CD rates

11 offers
Rock Valley Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Health Savings Accountsavings0.15% APY0.15%Standard
IRAira0.50% APY0.50%Standard
Money Marketmoney_market1.00% APY1.00%Standard
Money Marketmoney_market1.50% APY1.49%Standard
Money Marketmoney_market2.00% APY1.98%Standard
12-Month Certificatecd_12mo2.50% APY2.47%12 moStandard
Money Marketmoney_market2.50% APY2.47%Standard
815 Spendsavings3.00% APY2.96%Standard
12 Month Save to Win Certificatecd_12mo3.00% APY2.96%12 moStandard
Certificates (CDs)cd_15mo4.00% APY3.93%15 moStandard
Certificates (CDs)cd_6mo4.25% APY4.17%6 moStandard

Vehicle loans available from 3.49% APR. HELOC rates from 7.5% APR. Personal loan rates from 10.99% APR. Savings and certificate yields up to 4.25% APY.

Source: RateAPI.dev, verified from Rock Valley Credit Union's official website

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About Rock Valley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
15.8K
Assets
$178.3M
Founded
1968
Locations reported
4
NCUA charter
68687
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Rock Valley Credit Union

Membership eligibility from Rock Valley Credit Union's own published criteria. How we verify this.

Community charter: live/work in Winnebago, Boone, Ogle +6 more, IL, WI

  • LocationWinnebago, Boone, Ogle, DeKalb, Lee, Stephenson, Green, Rock, Walworth — IL, WI

Verified from Rock Valley Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Rock Valley Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Rock Valley Credit Union ranks against Illinois peers.

Frequently Asked Questions

What rates does Rock Valley Credit Union offer?

Rock Valley Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Rock Valley Credit Union rates updated?

RateAPI verifies Rock Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Rock Valley Credit Union's rate data?

Rate data is collected directly from Rock Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Rock Valley Credit Union's auto, rv, motorcycle & powersports loan rates?

As of August 3, 2026, Rock Valley Credit Union offers vehicle loans from 3.49% APR.

What is Rock Valley Credit Union's HELOC rate?

As of August 3, 2026, Rock Valley Credit Union offers home equity lines of credit from 7.5% APR.

What is Rock Valley Credit Union's personal loan rate?

As of August 3, 2026, Rock Valley Credit Union offers personal loans from 10.99% APR.

What is Rock Valley Credit Union's best CD rate?

As of August 3, 2026, Rock Valley Credit Union offers savings and certificate (CD) yields up to 4.25% APY.

Related Rate Data

Compare Rock Valley Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Rock Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/rock-valley" \
  -H "Authorization: Bearer YOUR_API_KEY"