Consumers Credit Union

Lake Forest, Illinois
Last verified: August 4, 2026
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Verified rate book

Current Consumers Credit Union rates

76 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

19 offers
Consumers Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.898% APR6.750%—Standard
Today's competitive mortgage rates (30 Year Fixed)30 year fixed6.898% APR6.898%—Standard
Jumbo 30-Year Fixed30 year fixed6.934% APR6.875%—Standard
Today's competitive mortgage rates (Jumbo 30 Year Fixed)30 year fixed6.934% APR6.934%—Standard
Jumbo 15-Year Fixed15 year fixed5.593% APR5.500%—Standard
Today's competitive mortgage rates (Jumbo 15 Year Fixed)15 year fixed5.593% APR5.593%—Standard
15-Year Fixed15 year fixed5.733% APR5.500%—Standard
Today's competitive mortgage rates (15 Year Fixed)15 year fixed5.733% APR5.733%—Standard
Today's competitive mortgage rates (5/1 Conforming ARM)5 1 arm6.268% APR6.268%—Standard
5/1 ARM5 1 arm6.268% APR6.125%—Standard
Jumbo 5/1 ARM5 1 arm6.307% APR6.250%—Standard
Today's competitive mortgage rates (5/1 Jumbo ARM)5 1 arm6.307% APR6.307%—Standard
10-Year Fixed10 year fixed6.587% APR6.250%—Standard
Today's competitive mortgage rates (10 Year Fixed)10 year fixed6.587% APR6.587%—Standard
Today's competitive mortgage rates (20 Year Fixed)20 year fixed6.944% APR6.944%—Standard
20-Year Fixed20 year fixed6.944% APR6.750%—Standard
Home Loanother5.500% APR5.500%—Standard
5/5 Smart Startother6.898% APR6.750%—Standard
Today's competitive mortgage rates (5/5 Smart Start)other6.898% APR6.898%—Standard

Auto & vehicle rates

6 offers
Consumers Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.990% APR3.990%—Standard
With Auto Buying Service**auto4.490% APR4.490%—Standard
Price a Used Car (0-60 Months)auto_used_60mo4.490% APR4.490%60 mo · usedStandard
Without Auto Buying Serviceauto4.990% APR4.990%—Standard
Price a Used Car (61-72 Months)auto_used_72mo4.990% APR4.990%72 mo · usedStandard
Price a Used Car (73-84 Months)auto_used_84mo5.990% APR5.990%84 mo · usedStandard

HELOC rates

2 offers
Consumers Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable4.740% APR4.740%—Standard
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard

Personal loan rates

3 offers
Consumers Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Based on loan amount and credit qualificationspersonal8.990% APR8.990%—Standard
Unsecured Personal Loanpersonal_unsecured8.990% APR8.990%—Standard
Save $0.00 (APR)personal10.390% APR10.390%—Standard

Credit card rates

1 offer
Consumers Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
CCU Visa Credit Cardcredit_card13.200% APR13.200%—Standard

Savings & CD rates

43 offers
Consumers Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
91 Day^savings0.50% APY0.50%—Standard
Regular Certificatecd_3mo0.50% APY0.50%3 moStandard
Regular Certificatecd_6mo0.65% APY0.65%6 moStandard
Regular Certificatecd_12mo0.90% APY0.90%12 moStandard
Regular Certificatecd_18mo0.99% APY0.99%18 moStandard
Regular Certificatecd_24mo1.00% APY1.00%24 moStandard
Jumbo Certificatecd_12mo1.00% APY1.00%12 moStandard
Jumbo Certificatecd_18mo1.09% APY1.09%18 moStandard
Jumbo Certificatecd_24mo1.10% APY1.10%24 moStandard
Super Jumbo Certificatecd_12mo1.10% APY1.10%12 moStandard
Money Marketmoney_market1.16% APY1.16%—Standard
Regular Certificatecd_30mo1.19% APY1.19%30 moStandard
Super Jumbo Certificatecd_18mo1.19% APY1.19%18 moStandard
Super Jumbo Certificatecd_24mo1.20% APY1.20%24 moStandard
Jumbo Certificatecd_30mo1.29% APY1.29%30 moStandard
Regular Certificatecd_36mo1.30% APY1.29%36 moStandard
36-Month Certificatecd_36mo1.30% APY1.30%36 moStandard
Regular Certificatecd_48mo1.35% APY1.34%48 moStandard
48-Month Certificatecd_48mo1.35% APY1.35%48 moStandard
Super Jumbo Certificatecd_30mo1.39% APY1.38%30 moStandard
Jumbo Certificatecd_36mo1.40% APY1.39%36 moStandard
Jumbo Certificatecd_48mo1.45% APY1.44%48 moStandard
Super Jumbo Certificatecd_36mo1.50% APY1.49%36 moStandard
Regular Certificatecd_60mo1.50% APY1.49%60 moStandard
60-Month Certificatecd_60mo1.50% APY1.50%60 moStandard
Super Jumbo Certificatecd_48mo1.55% APY1.54%48 moStandard
Jumbo Certificatecd_60mo1.60% APY1.59%60 moStandard
Super Jumbo Certificatecd_60mo1.70% APY1.69%60 moStandard
Smart Saversavings3.00% APY3.00%—Standard
20-Month Certificatecd_20mo3.49% APY3.49%20 moStandard
Regular Certificatecd_20mo3.50% APY3.45%20 moStandard
Jumbo Certificatecd_20mo3.55% APY3.49%20 moStandard
Super Jumbo Certificatecd_20mo3.60% APY3.54%20 moStandard
13-Month Certificatecd_13mo4.02% APY4.02%13 moStandard
Regular Certificatecd_13mo4.05% APY3.98%13 moStandard
Jumbo Certificatecd_13mo4.10% APY4.02%13 moStandard
Super Jumbo Certificatecd_13mo4.15% APY4.07%13 moStandard
7-Month Certificatecd_7mo4.22% APY4.22%7 moStandard
Regular Certificatecd_7mo4.25% APY4.17%7 moStandard
7-Month Certificatecd_7mo4.30% APY4.30%7 moStandard
Jumbo Certificatecd_7mo4.30% APY4.22%7 moStandard
Certificatecd4.35% APY4.35%—Standard
Super Jumbo Certificatecd_7mo4.35% APY4.26%7 moStandard

Other rates

2 offers
Consumers Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Closing Costsother3.000% %3.000%—Standard
Down Paymentother20.000% %20.000%—Standard

As of August 4, 2026, Consumers Credit Union offers a 30-year fixed mortgage at 6.898% APR. Auto loans available from 3.99% APR. HELOC rates from 4.74% APR. Personal loan rates from 8.99% APR. Credit card rates from 13.2% APR. Savings and certificate yields up to 4.35% APY.

Source: RateAPI.dev, verified from Consumers Credit Union's official website

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About Consumers Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
282K
Assets
$4.6B
Founded
1930
Locations reported
25
NCUA charter
68588
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AdviaRiverwoods · Riverwoods · IL · 60015About 4.5 miles awayBaxterDeerfield · Deerfield · IL · 60015-4625About 4.5 miles awayGreat LakesGLCU Headquarters · Bannockburn · IL · 60015About 4.5 miles awayCredit Union 1VERNON HILLS · Vernon Hills · IL · 60061About 4.7 miles awayNavy Federal Credit UnionNS Great Lakes IL · Great Lakes · IL · 60088About 5.0 miles awaySelfreliance50 W Dundee · Wheeling · IL · 60090About 8.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Consumers Credit Union

Membership eligibility from Consumers Credit Union's own published criteria. How we verify this.

Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.

  • AssociationConsumers Cooperative Association

Cost to join: About $5.

Verified from Consumers Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Consumers Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Consumers Credit Union ranks against Illinois peers.

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Frequently Asked Questions

What rates does Consumers Credit Union offer?

Consumers Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Consumers Credit Union rates updated?

RateAPI verifies Consumers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Consumers Credit Union's rate data?

Rate data is collected directly from Consumers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Consumers Credit Union's mortgage rate?

As of August 4, 2026, Consumers Credit Union offers a 30-year fixed mortgage at 6.898% APR.

What are Consumers Credit Union's auto loan rates?

As of August 4, 2026, Consumers Credit Union offers auto loans from 3.99% APR.

What is Consumers Credit Union's HELOC rate?

As of August 4, 2026, Consumers Credit Union offers home equity lines of credit from 4.74% APR.

What is Consumers Credit Union's personal loan rate?

As of August 4, 2026, Consumers Credit Union offers personal loans from 8.99% APR.

What is Consumers Credit Union's best CD rate?

As of August 4, 2026, Consumers Credit Union offers savings and certificate (CD) yields up to 4.35% APY.

Related Rate Data

Compare Consumers Credit Union's rates against national credit-union benchmarks.

More Illinois credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Consumers Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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