Ottawa Hiway Credit Union
Verified rate book
Current Ottawa Hiway Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Some restrictions apply for 72 months Qualified Motorcycles/Recreation Vehicles (0-120 months)motorcycle_any_120mo | 3.990% APR | 3.990% | 120 mo | Standard |
| 2023 and Newer Vehicles (0-72 months)auto_any_72mo | 5.500% APR | 5.500% | 72 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 5.750% APR | 5.750% | 84 mo | Standard |
| Loans** (0-60 months)auto_any_60mo | 5.750% APR | 5.750% | 60 mo | Standard |
| Loans** (61-72 months)auto_any_72mo | 5.750% APR | 5.750% | 72 mo | Standard |
| 2020-2022 Vehicles (0-72 months)auto_any_72mo | 7.000% APR | 7.000% | 72 mo | Standard |
| 2019 and Older Vehicles (0-60 months)auto_used_60mo | 8.500% APR | 8.500% | 60 mo · used | Standard |
| 2019 and Older Vehicles (61-72 months)auto_used_72mo | 8.500% APR | 8.500% | 72 mo · used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 2-Year Home Equity Loanheloc | 7.950% APR | 7.950% | — | Standard |
| Home Equity (0-36 months)heloc | 7.950% APR | 7.950% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60-Month Share-Secured Loanpersonal_secured_60mo | 8.250% APR | 8.250% | 60 mo | Standard |
| Share Secured (61-120 months)personal_secured_120mo | 8.250% APR | 8.250% | 120 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $10,000 for up to 36 Months at a rate of 9.95% (0-36 months)other | 7.950% % | 7.950% | — | Standard |
| $10,000 for up to 36 Months at a rate of 9.95% (up to 24 months)other | 7.950% % | 7.950% | — | Standard |
Vehicle loans available from 3.99% APR for 120 months. HELOC rates from 7.95% APR. Personal loan rates from 8.25% APR.
Source: RateAPI.dev, verified from Ottawa Hiway Credit Union's official website
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About Ottawa Hiway Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.2K
- Assets
- $15.9M
- Founded
- 1963
- Locations reported
- 3
- NCUA charter
- 63213
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ottawa Hiway Credit Union
Membership eligibility from Ottawa Hiway Credit Union's own published criteria. How we verify this.
Membership criteria are published on Ottawa Hiway Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Ottawa Hiway Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ottawa Hiway Credit Union?
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Frequently Asked Questions
What rates does Ottawa Hiway Credit Union offer?
Ottawa Hiway Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ottawa Hiway Credit Union rates updated?
RateAPI verifies Ottawa Hiway Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ottawa Hiway Credit Union's rate data?
Rate data is collected directly from Ottawa Hiway Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Ottawa Hiway Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Ottawa Hiway Credit Union offers vehicle loans from 3.99% APR.
What is Ottawa Hiway Credit Union's HELOC rate?
As of August 4, 2026, Ottawa Hiway Credit Union offers home equity lines of credit from 7.95% APR.
What is Ottawa Hiway Credit Union's personal loan rate?
As of August 4, 2026, Ottawa Hiway Credit Union offers personal loans from 8.25% APR.
Related Rate Data
Compare Ottawa Hiway Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Ottawa Hiway Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/ottawa-hiway" \
-H "Authorization: Bearer YOUR_API_KEY"