Financial Plus Credit Union

Ottawa, Illinois
Last verified: August 3, 2026
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Verified rate book

Current Financial Plus Credit Union rates

2 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Financial Plus Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.750% APR4.750%Standard

Credit card rates

1 offer
Financial Plus Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card15.433% APR15.433%Standard

Auto loans available from 4.75% APR. Credit card rates from 15.433% APR.

Source: RateAPI.dev, verified from Financial Plus Credit Union's official website

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About Financial Plus Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
45.8K
Assets
$603.3M
Founded
1951
Locations reported
5
NCUA charter
61231
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Financial Plus Credit Union

Membership eligibility from Financial Plus Credit Union's own published criteria. How we verify this.

Community charter: live/work in Bureau, Grundy, Lee +6 more

  • LocationBureau, Grundy, Lee, Kankakee, Kendall, LaSalle, Livingston, Putnam, Will

Cost to join: About $1.

Verified from Financial Plus Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Financial Plus Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Financial Plus Credit Union ranks against Illinois peers.

Frequently Asked Questions

What rates does Financial Plus Credit Union offer?

Financial Plus Credit Union currently offers Auto loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Financial Plus Credit Union rates updated?

RateAPI verifies Financial Plus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Financial Plus Credit Union's rate data?

Rate data is collected directly from Financial Plus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Financial Plus Credit Union's auto loan rates?

As of August 3, 2026, Financial Plus Credit Union offers auto loans from 4.75% APR.

Related Rate Data

Compare Financial Plus Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Financial Plus Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Financial Plus Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/financial-plus" \
  -H "Authorization: Bearer YOUR_API_KEY"