Illinois Valley Credit Union
Verified rate book
Current Illinois Valley Credit Union rates
9 published offers verified as of July 29, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.773% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 6.210% APR | 6.000% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.750% APR | 4.750% | — | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 8.603% APR | 6.250% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 8.811% APR | 7.500% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 8.833% APR | 7.875% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.14% APY | 0.14% | — | Standard |
| Certificatecd | 3.55% APY | 3.55% | — | Standard |
| Certificateshare_certificate | 3.55% APY | 3.55% | — | Standard |
As of July 29, 2026, Illinois Valley Credit Union offers a 30-year fixed mortgage at 6.773% APR. Auto loans available from 4.75% APR. HELOC rates from 8.603% APR. Savings and certificate yields up to 3.55% APY.
Source: RateAPI.dev, verified from Illinois Valley Credit Union's official website
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About Illinois Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.2K
- Assets
- $37.5M
- Founded
- 1955
- Locations reported
- 2
- NCUA charter
- 62121
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Illinois Valley Credit Union
Membership eligibility from Illinois Valley Credit Union's own published criteria. How we verify this.
Community charter: live/work in LaSalle, Bureau, Putnam, IL
- LocationLaSalle, Bureau, Putnam — IL
Cost to join: About $1.
Verified from Illinois Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Illinois Valley Credit Union?
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Frequently Asked Questions
What rates does Illinois Valley Credit Union offer?
Illinois Valley Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.
How often are Illinois Valley Credit Union rates updated?
RateAPI verifies Illinois Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.
Where does RateAPI get Illinois Valley Credit Union's rate data?
Rate data is collected directly from Illinois Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Illinois Valley Credit Union's mortgage rate?
As of July 29, 2026, Illinois Valley Credit Union offers a 30-year fixed mortgage at 6.773% APR.
What are Illinois Valley Credit Union's auto loan rates?
As of July 29, 2026, Illinois Valley Credit Union offers auto loans from 4.75% APR.
What is Illinois Valley Credit Union's HELOC rate?
As of July 29, 2026, Illinois Valley Credit Union offers home equity lines of credit from 8.603% APR.
What is Illinois Valley Credit Union's best CD rate?
As of July 29, 2026, Illinois Valley Credit Union offers savings and certificate (CD) yields up to 3.55% APY.
Related Rate Data
Compare Illinois Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Illinois Valley Credit Union rates
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# Get rates for Illinois Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/illinois-valley" \
-H "Authorization: Bearer YOUR_API_KEY"