Joliet Municipal Employees Credit Union

Verified rate book

Current Joliet Municipal Employees Credit Union rates

14 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Joliet Municipal Employees Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto/Motorcycle (Up to 36 Months)motorcycle_new_36mo4.200% APR4.200%36 mo · newStandard
New Auto/Motorcycle (Up to 48 Months)motorcycle_new_48mo4.500% APR4.500%48 mo · newStandard
New Auto/Motorcycle (Up to 60 Months)motorcycle_new_60mo4.700% APR4.700%60 mo · newStandard
New Auto/Motorcycle (Up to 72 Months)motorcycle_new_72mo4.750% APR4.750%72 mo · newStandard
Used Auto/Motorcycles (10 years old or newer) (Up to 36 Months)motorcycle_used_36mo5.250% APR5.250%36 mo · usedStandard
New Auto/Motorcycle (Up to 84 Months)motorcycle_new_84mo5.250% APR5.250%84 mo · newStandard
Used Auto/Motorcycles (10 years old or newer) (Up to 48 Months)motorcycle_used_48mo5.750% APR5.750%48 mo · usedStandard
Used Auto/Motorcycles (10 years old or newer) (Up to 72 Months)motorcycle_used_72mo6.250% APR6.250%72 mo · usedStandard
Used Recreational Vehicle (Over 5 years old) (Up to 36 Months)rv_used_36mo8.250% APR8.250%36 mo · usedStandard

Personal loan rates

1 offer
Joliet Municipal Employees Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Pledged (Up to 48 Months)personal_unsecured_48mo4.500% APR4.500%48 moStandard

Savings & CD rates

4 offers
Joliet Municipal Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate Term Certificate Maturity Dates (24 month)cd_24mo2.00% APY1.99%24 moStandard
Certificate Term Certificate Maturity Dates (18 month)cd_18mo2.50% APY2.48%18 moStandard
Certificate Term Certificate Maturity Dates (12 month)cd_12mo3.00% APY2.98%12 moStandard
Certificate Term Certificate Maturity Dates (6 month)cd_6mo3.50% APY3.46%6 moStandard

Vehicle loans available from 4.2% APR for 36 months. Personal loan rates from 4.5% APR. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from Joliet Municipal Employees Credit Union's official website

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About Joliet Municipal Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
865
Assets
$11.1M
Founded
1964
Locations reported
1
NCUA charter
16437
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Financial counseling
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Joliet Municipal Employees Credit Union

Membership eligibility from Joliet Municipal Employees Credit Union's own published criteria. How we verify this.

Membership via employers (City of Joliet)

  • EmployerCity of Joliet

Cost to join: About $5.

Verified from Joliet Municipal Employees Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Joliet Municipal Employees Credit Union?

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Frequently Asked Questions

What rates does Joliet Municipal Employees Credit Union offer?

Joliet Municipal Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Joliet Municipal Employees Credit Union rates updated?

RateAPI verifies Joliet Municipal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Joliet Municipal Employees Credit Union's rate data?

Rate data is collected directly from Joliet Municipal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Joliet Municipal Employees Credit Union's rv & motorcycle loan rates?

As of August 4, 2026, Joliet Municipal Employees Credit Union offers vehicle loans from 4.2% APR.

What is Joliet Municipal Employees Credit Union's personal loan rate?

As of August 4, 2026, Joliet Municipal Employees Credit Union offers personal loans from 4.5% APR.

What is Joliet Municipal Employees Credit Union's best CD rate?

As of August 4, 2026, Joliet Municipal Employees Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare Joliet Municipal Employees Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Joliet Municipal Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/joliet-municipal-employees" \
  -H "Authorization: Bearer YOUR_API_KEY"