Central Credit Union of Illinois
Verified rate book
Current Central Credit Union of Illinois rates
12 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.319% APR | 5.990% | — | Standard |
| 15-Year Fixed15 year fixed | 5.251% APR | 4.990% | — | Standard |
| Short-Term, Fixed-Rate Mortgages (60 months)other | 5.563% APR | 5.563% | — | Standard |
| Short-Term, Fixed-Rate Mortgages (84 months)other | 5.600% APR | 5.600% | — | Standard |
| Short-Term, Fixed-Rate Mortgages (120 months)other | 5.750% APR | 5.750% | — | Standard |
HELOC rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2024, 25 & '26 Modelsheloc | 4.790% APR | 4.790% | — | Standard |
| 2024, '25 & '26 Modelsheloc | 5.090% APR | 5.090% | — | Standard |
| 2023 Modelsheloc | 5.140% APR | 5.140% | — | Standard |
| 2026 Modelsheloc | 5.290% APR | 5.290% | — | Standard |
| 2022 Modelsheloc | 5.740% APR | 5.740% | — | Standard |
| 2020 & '21 Modelsheloc | 6.240% APR | 6.240% | — | Standard |
| 2018 & '19 Modelsheloc | 7.240% APR | 7.240% | — | Standard |
As of August 4, 2026, Central Credit Union of Illinois offers a 30-year fixed mortgage at 6.319% APR. HELOC rates from 4.79% APR.
Source: RateAPI.dev, verified from Central Credit Union of Illinois's official website
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About Central Credit Union of Illinois
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.2K
- Assets
- $123.4M
- Founded
- 1936
- Locations reported
- 2
- NCUA charter
- 60852
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Central Credit Union of Illinois
Membership eligibility from Central Credit Union of Illinois's own published criteria. How we verify this.
Membership via employers (affiliated companies or organizations)
- LocationIL
- Employeraffiliated companies or organizations
Cost to join: About $5.
Verified from Central Credit Union of Illinois's membership page. Final membership determination is always made by the credit union.
Work at Central Credit Union of Illinois?
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Frequently Asked Questions
What rates does Central Credit Union of Illinois offer?
Central Credit Union of Illinois currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Central Credit Union of Illinois rates updated?
RateAPI verifies Central Credit Union of Illinois's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Central Credit Union of Illinois's rate data?
Rate data is collected directly from Central Credit Union of Illinois's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Central Credit Union of Illinois's mortgage rate?
As of August 4, 2026, Central Credit Union of Illinois offers a 30-year fixed mortgage at 6.319% APR.
What is Central Credit Union of Illinois's HELOC rate?
As of August 4, 2026, Central Credit Union of Illinois offers home equity lines of credit from 4.79% APR.
Related Rate Data
Compare Central Credit Union of Illinois's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Central Credit Union of Illinois
curl "https://api.rateapi.dev/credit-unions/illinois/central-credit-union-of-illinois" \
-H "Authorization: Bearer YOUR_API_KEY"