New Century Credit Union
Verified rate book
Current New Century Credit Union rates
38 published offers verified as of August 4, 2026.
Auto & vehicle rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto or Truck (2025 & newer) (12-36 months)auto_new_36mo | 3.900% APR | 3.900% | 36 mo · new | Standard |
| Used Auto or Truck (2021 - 2024) (12-36 months)auto_used_36mo | 4.150% APR | 4.150% | 36 mo · used | Standard |
| Used Auto or Truck (2020 - 2024) (12-36 months)auto_used_36mo | 4.150% APR | 4.150% | 36 mo · used | Standard |
| New Auto or Truck (2025 & newer) (37-60 months)auto_new_60mo | 4.400% APR | 4.400% | 60 mo · new | Standard |
| Used Auto or Truck (2020 - 2024) (37-60 months)auto_used_60mo | 4.650% APR | 4.650% | 60 mo · used | Standard |
| Used Auto or Truck (2021 - 2024) (37-60 months)auto_used_60mo | 4.650% APR | 4.650% | 60 mo · used | Standard |
| Used Auto or Truck (2020 and older) (12-36 months)auto_used_36mo | 4.900% APR | 4.900% | 36 mo · used | Standard |
| New Auto or Truck (2025 & newer) (61-72 months)auto_new_72mo | 4.900% APR | 4.900% | 72 mo · new | Standard |
| Used Auto or Truck (2019 and older) (12-36 months)auto_used_36mo | 4.900% APR | 4.900% | 36 mo · used | Standard |
| Used Auto or Truck (2021 - 2024) (61-72 months)auto_used_72mo | 5.150% APR | 5.150% | 72 mo · used | Standard |
| Used Auto or Truck (2020 - 2024) (61-72 months)auto_used_72mo | 5.150% APR | 5.150% | 72 mo · used | Standard |
| Used Auto or Truck (2020 and older) (37-60 months)auto_used_60mo | 5.400% APR | 5.400% | 60 mo · used | Standard |
| New Auto or Truck (2025 & newer) (73-84 months)auto_new_84mo | 5.400% APR | 5.400% | 84 mo · new | Standard |
| Used Auto or Truck (2019 and older) (37-60 months)auto_used_60mo | 5.400% APR | 5.400% | 60 mo · used | Standard |
| Recreational Vehicles** (12-84 months)rv_any_84mo | 6.490% APR | 6.490% | 84 mo | Standard |
| Recreational Vehicles** (85-120 months)rv_any_120mo | 6.990% APR | 6.990% | 120 mo | Standard |
| Recreational Vehicles** (121-180 months)rv_any_180mo | 7.490% APR | 7.490% | 180 mo | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| No Fee Fixed Rate Home Equity Loans (60 months)heloc_fixed | 6.240% APR | 6.240% | — | Standard |
| No Fee Fixed Rate Home Equity Loans (120 months)heloc_fixed | 6.740% APR | 6.740% | — | Standard |
| No Fee Fixed Rate Home Equity Loans (180 months)heloc_fixed | 7.240% APR | 7.240% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60-Month Signature Loanpersonal_unsecured_60mo | 7.900% APR | 7.900% | 60 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate VISA Cards (VISA Gold)credit_card | 8.800% APR | 8.800% | — | Standard |
| Fixed Rate VISA Cards (VISA Classic)credit_card | 11.800% APR | 11.800% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificates of Deposit ($1,000 minimum balance) (6 months)cd_6mo | 1.26% APY | 1.26% | 6 mo | Standard |
| Certificatecd | 2.00% APY | 2.00% | — | Standard |
| Traditional IRA and Roth IRA Certificates of Deposit ($1,000 minimum balance) (1 Year)ira_cd_12mo | 2.27% APY | 2.27% | 12 mo | Standard |
| Certificates of Deposit ($1,000 minimum balance) (1 Year)cd_12mo | 2.27% APY | 2.27% | 12 mo | Standard |
| Traditional IRA and Roth IRA Certificates of Deposit ($1,000 minimum balance) (2 Years)ira_cd_24mo | 2.42% APY | 2.42% | 24 mo | Standard |
| Certificates of Deposit ($1,000 minimum balance) (2 Years)cd_24mo | 2.42% APY | 2.42% | 24 mo | Standard |
| Traditional IRA and Roth IRA Certificates of Deposit ($1,000 minimum balance) (3 Years)ira_cd_36mo | 2.52% APY | 2.52% | 36 mo | Standard |
| Certificates of Deposit ($1,000 minimum balance) (3 Years)cd_36mo | 2.52% APY | 2.52% | 36 mo | Standard |
| Traditional IRA and Roth IRA Certificates of Deposit ($1,000 minimum balance) (4 Years)ira_cd_48mo | 2.73% APY | 2.73% | 48 mo | Standard |
| Certificates of Deposit ($1,000 minimum balance) (4 Years)cd_48mo | 2.73% APY | 2.73% | 48 mo | Standard |
| Certificates of Deposit ($1,000 minimum balance) (5 Years)cd_60mo | 2.93% APY | 2.93% | 60 mo | Standard |
| Traditional IRA and Roth IRA Certificates of Deposit ($1,000 minimum balance) (5 Years)ira_cd_60mo | 2.93% APY | 2.93% | 60 mo | Standard |
| Sharessavings | 3.50% APY | 3.50% | — | Standard |
| Certificates of Deposit ($1,000 minimum balance) (13 month Special)cd_13mo | 4.21% APY | 4.21% | 13 mo | Standard |
| Traditional IRA and Roth IRA Certificates of Deposit ($1,000 minimum balance) (13 Month Special)ira_cd_13mo | 4.21% APY | 4.21% | 13 mo | Standard |
Vehicle loans available from 3.9% APR for 36 months. HELOC rates from 6.24% APR. Personal loan rates from 7.9% APR. Credit card rates from 8.8% APR. Savings and certificate yields up to 4.21% APY.
Source: RateAPI.dev, verified from New Century Credit Union's official website
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About New Century Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.5K
- Assets
- $59.1M
- Founded
- 1936
- Locations reported
- 2
- NCUA charter
- 1251
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join New Century Credit Union
Membership eligibility from New Century Credit Union's own published criteria. How we verify this.
Membership criteria are published on New Century Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from New Century Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does New Century Credit Union offer?
New Century Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are New Century Credit Union rates updated?
RateAPI verifies New Century Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get New Century Credit Union's rate data?
Rate data is collected directly from New Century Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are New Century Credit Union's auto & rv loan rates?
As of August 4, 2026, New Century Credit Union offers vehicle loans from 3.9% APR.
What is New Century Credit Union's HELOC rate?
As of August 4, 2026, New Century Credit Union offers home equity lines of credit from 6.24% APR.
What is New Century Credit Union's personal loan rate?
As of August 4, 2026, New Century Credit Union offers personal loans from 7.9% APR.
What is New Century Credit Union's best CD rate?
As of August 4, 2026, New Century Credit Union offers savings and certificate (CD) yields up to 4.21% APY.
Related Rate Data
Compare New Century Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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# Get rates for New Century Credit Union
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-H "Authorization: Bearer YOUR_API_KEY"