Illinois State Police Credit Union

Springfield, Illinois
Last verified: August 4, 2026
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Verified rate book

Current Illinois State Police Credit Union rates

24 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

2 offers
Illinois State Police Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
15-Year Fixed15 year fixed6.000% APR6.000%Standard
10-Year Fixed10 year fixed6.000% APR6.000%Standard

Auto & vehicle rates

8 offers
Illinois State Police Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto: 80% Financingauto_new4.990% APR4.990%newStandard
New Auto: 100% Financingauto_new5.120% APR5.120%newStandard
Used Auto: 80% Financingauto_used5.240% APR5.240%usedStandard
Used Auto: 100% Financingauto_used5.490% APR5.490%usedStandard
2022 Year Models And Newerauto7.490% APR7.490%Standard
2021 Year Models And Olderauto_used7.740% APR7.740%usedStandard
2022 year models and newer: 80% Financingauto7.740% APR7.740%Standard
2021 year models and older: 80% Financingauto_used7.740% APR7.740%usedStandard

HELOC rates

3 offers
Illinois State Police Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
80% Loan to Value Up to 120 months Amortizationheloc7.490% APR7.490%Standard
80% Loan to Value Up to 60 months Amortizationheloc7.490% APR7.490%Standard
Home Equity Loanheloc7.490% APR7.490%Standard

Personal loan rates

3 offers
Illinois State Police Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
CashLine Personal Line of Creditploc_variable10.150% APR10.150%Standard
Secured Personal Loanpersonal_secured11.140% APR11.140%Standard
Signature Single Payment or Monthly Installmentpersonal_unsecured12.640% APR12.640%Standard

Credit card rates

5 offers
Illinois State Police Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA Platinum Elite Variable Revolving Ratecredit_card_platinum11.650% APR11.650%Standard
VISA Platinum Elite with Cash Rewards Variable Revolving Ratecredit_card_cash_back12.650% APR12.650%Standard
VISA Platinum Premium Variable Revolving Ratecredit_card_platinum13.650% APR13.650%Standard
VISA Platinum Premium with Cash Rewards Variable Revolving Ratecredit_card_cash_back14.650% APR14.650%Standard
VISA Platinum Standardcredit_card_platinum18.000% APR18.000%Standard

Other rates

3 offers
Illinois State Police Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
2016 year models and newer: 80% Financing Up to 60 monthsother7.740% %7.740%Standard
2022 year models and newer: 80% Financing Up to 120 monthsother8.240% %8.240%Standard
2021 year models and older: 80% Financing Up to 120 monthsother8.240% %8.240%Standard

As of August 4, 2026, Illinois State Police Credit Union offers a 15-year fixed mortgage at 6% APR. Auto loans available from 4.99% APR. HELOC rates from 7.49% APR. Personal loan rates from 10.15% APR. Credit card rates from 11.65% APR.

Source: RateAPI.dev, verified from Illinois State Police Credit Union's official website

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About Illinois State Police Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6K
Assets
$127.1M
Founded
1966
Locations reported
1
NCUA charter
17335
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Illinois State Police Credit Union

Membership eligibility from Illinois State Police Credit Union's own published criteria. How we verify this.

Membership criteria are published on Illinois State Police Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Illinois State Police Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Illinois State Police Credit Union offer?

Illinois State Police Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Illinois State Police Credit Union rates updated?

RateAPI verifies Illinois State Police Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Illinois State Police Credit Union's rate data?

Rate data is collected directly from Illinois State Police Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Illinois State Police Credit Union's mortgage rate?

As of August 4, 2026, Illinois State Police Credit Union offers a 15-year fixed mortgage at 6% APR.

What are Illinois State Police Credit Union's auto loan rates?

As of August 4, 2026, Illinois State Police Credit Union offers auto loans from 4.99% APR.

What is Illinois State Police Credit Union's HELOC rate?

As of August 4, 2026, Illinois State Police Credit Union offers home equity lines of credit from 7.49% APR.

What is Illinois State Police Credit Union's personal loan rate?

As of August 4, 2026, Illinois State Police Credit Union offers personal loans from 10.15% APR.

Related Rate Data

Compare Illinois State Police Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Illinois State Police Credit Union rates

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terminal
# Get rates for Illinois State Police Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/illinois-state-police" \
  -H "Authorization: Bearer YOUR_API_KEY"