Illinois Educators Credit Union

Springfield, Illinois
Last verified: August 4, 2026
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Verified rate book

Current Illinois Educators Credit Union rates

10 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

8 offers
Illinois Educators Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loans (Up to 72 Months 1)auto_any_72mo4.990% APR4.990%72 moStandard
Auto Loans (72 Months 1)auto_any_72mo4.990% APR4.990%72 moStandard
Up to 60-Month RV Loanrv_any_60mo7.000% APR7.000%60 moStandard
Up to 60-Month Auto Loan (2019 and Newer)auto_any_60mo7.240% APR7.240%60 moStandard
Up to 66-Month Auto Loan (2019 and Newer)auto_any_66mo7.740% APR7.740%66 moStandard
Up to 54-Month Auto Loan (2016 and Newer)auto_any_54mo9.500% APR9.500%54 moStandard
Up to 48-Month Auto Loan (2014 and Newer)auto_any_48mo10.500% APR10.500%48 moStandard
Up to 42-Month Auto Loan (2013 and Newer)auto_any_42mo10.500% APR10.500%42 moStandard

Credit card rates

1 offer
Illinois Educators Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3% Of Card Balance Or $15, Whichever Is Greater.credit_card14.900% APR14.900%Standard

Other rates

1 offer
Illinois Educators Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Revolvingother12.250% %12.250%Standard

Vehicle loans available from 4.99% APR for 72 months. Credit card rates from 14.9% APR.

Source: RateAPI.dev, verified from Illinois Educators Credit Union's official website

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About Illinois Educators Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
10.2K
Assets
$121.4M
Founded
1938
Locations reported
2
NCUA charter
65305
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Illinois Educators Credit Union

Membership eligibility from Illinois Educators Credit Union's own published criteria. How we verify this.

Membership criteria are published on Illinois Educators Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Illinois Educators Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Illinois Educators Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Illinois Educators Credit Union ranks against Illinois peers.

Frequently Asked Questions

What rates does Illinois Educators Credit Union offer?

Illinois Educators Credit Union currently offers vehicle loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Illinois Educators Credit Union rates updated?

RateAPI verifies Illinois Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Illinois Educators Credit Union's rate data?

Rate data is collected directly from Illinois Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Illinois Educators Credit Union's auto & rv loan rates?

As of August 4, 2026, Illinois Educators Credit Union offers vehicle loans from 4.99% APR.

Related Rate Data

Compare Illinois Educators Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Illinois Educators Credit Union rates

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# Get rates for Illinois Educators Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/illinois-educators" \
  -H "Authorization: Bearer YOUR_API_KEY"