Cta-74th Street Depot Credit Union
Verified rate book
Current Cta-74th Street Depot Credit Union rates
12 published offers verified as of August 3, 2026.
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Used Auto Loanauto_used_36mo | 2.750% APR | 2.750% | 36 mo · used | Standard |
| 48-Month New Auto Loanauto_new_48mo | 3.000% APR | 3.000% | 48 mo · new | Standard |
| 60-Month New Auto Loanauto_new_60mo | 3.250% APR | 3.250% | 60 mo · new | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 3.250% APR | 3.250% | 48 mo · used | Standard |
| 72-Month New Auto Loanauto_new_72mo | 3.450% APR | 3.450% | 72 mo · new | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 3.500% APR | 3.500% | 60 mo · used | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 4.000% APR | 4.000% | 72 mo · used | Standard |
| 36-Month New Auto Loanauto_new_36mo | 7.000% APR | 7.000% | 36 mo · new | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Signature Loanpersonal_unsecured | 12.000% APR | 12.000% | — | Standard |
| Signature Loanpersonal_unsecured | 14.000% APR | 14.000% | — | Standard |
| Signature Loanpersonal_unsecured | 16.000% APR | 16.000% | — | Standard |
| Signature Loanpersonal_unsecured | 18.000% APR | 18.000% | — | Standard |
Auto loans available from 2.75% APR for 36 months. Personal loan rates from 12% APR.
Source: RateAPI.dev, verified from Cta-74th Street Depot Credit Union's official website
Latest available market position · Snapshot July 30, 2026
Cta-74th Street Depot Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other IL credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 3.45% APR | #2 of 38 · top 6% | 3.25% | 4.50% | 105 bp better than state median |
| Used Auto Loan (best offer, cars) | 3.50% APR | #1 of 42 · top 3% | 3.50% | 5.50% | 200 bp better than state median |
| Personal Loan (unsecured, best offer) | 16.00% APR | #75 of 75 · top 100% | 4.50% | 9.49% | 651 bp behind state median |
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About Cta-74th Street Depot Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 807
- Assets
- $8.4M
- Founded
- 1939
- Locations reported
- 2
- NCUA charter
- 2498
- Charter type
- Federal credit union
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Cta-74th Street Depot Credit Union
Membership eligibility from Cta-74th Street Depot Credit Union's own published criteria. How we verify this.
Membership via employers (CTA)
- EmployerCTA
Verified from Cta-74th Street Depot Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Cta-74th Street Depot Credit Union?
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Frequently Asked Questions
What rates does Cta-74th Street Depot Credit Union offer?
Cta-74th Street Depot Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Cta-74th Street Depot Credit Union rates updated?
RateAPI verifies Cta-74th Street Depot Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Cta-74th Street Depot Credit Union's rate data?
Rate data is collected directly from Cta-74th Street Depot Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Cta-74th Street Depot Credit Union's auto loan rates?
As of August 3, 2026, Cta-74th Street Depot Credit Union offers auto loans from 2.75% APR.
What is Cta-74th Street Depot Credit Union's personal loan rate?
As of August 3, 2026, Cta-74th Street Depot Credit Union offers personal loans from 12% APR.
Related Rate Data
Compare Cta-74th Street Depot Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Cta-74th Street Depot Credit Union rates
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# Get rates for Cta-74th Street Depot Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/cta-74th-street-depot" \
-H "Authorization: Bearer YOUR_API_KEY"