Community Trust Credit Union

Gurnee, Illinois
Last verified: August 4, 2026
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Verified rate book

Current Community Trust Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Community Trust Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loan, Refinanceauto3.990% APR3.990%Standard

HELOC rates

3 offers
Community Trust Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOCheloc_variable4.990% APR4.990%Standard
Home Equity Loanheloc6.490% APR6.490%Standard
HELOC (Variable)heloc_variable6.500% APR6.500%Standard

Personal loan rates

1 offer
Community Trust Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured13.240% APR13.240%Standard

Credit card rates

2 offers
Community Trust Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum10.700% APR10.700%Standard
Visa Platinum Cash Backcredit_card_cash_back12.700% APR12.700%Standard

Auto loans available from 3.99% APR. HELOC rates from 4.99% APR. Personal loan rates from 13.24% APR. Credit card rates from 10.7% APR.

Source: RateAPI.dev, verified from Community Trust Credit Union's official website

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About Community Trust Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
13.4K
Assets
$339.5M
Founded
1933
Locations reported
5
NCUA charter
60543
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Community Trust Credit Union

Membership eligibility from Community Trust Credit Union's own published criteria. How we verify this.

Community charter: live/work in Lake, McHenry, Kenosha, IL, WI

  • LocationLake, McHenry, Kenosha — IL, WI

Cost to join: About $5.

Verified from Community Trust Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Community Trust Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Community Trust Credit Union ranks against Illinois peers.

Frequently Asked Questions

What rates does Community Trust Credit Union offer?

Community Trust Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Community Trust Credit Union rates updated?

RateAPI verifies Community Trust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Community Trust Credit Union's rate data?

Rate data is collected directly from Community Trust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Community Trust Credit Union's auto loan rates?

As of August 4, 2026, Community Trust Credit Union offers auto loans from 3.99% APR.

What is Community Trust Credit Union's HELOC rate?

As of August 4, 2026, Community Trust Credit Union offers home equity lines of credit from 4.99% APR.

What is Community Trust Credit Union's personal loan rate?

As of August 4, 2026, Community Trust Credit Union offers personal loans from 13.24% APR.

Related Rate Data

Compare Community Trust Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Community Trust Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/community-trust" \
  -H "Authorization: Bearer YOUR_API_KEY"