Cottonwood Community Credit Union
Verified rate book
Current Cottonwood Community Credit Union rates
26 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| RESIDENTIAL REAL ESTATEother | 5.750% APR | 5.750% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| NEWER VEHICLES *auto_any_84mo | 4.500% APR | 4.500% | 84 mo | Standard |
| OLDER VEHICLES ***auto_used_36mo | 5.250% APR | 5.250% | 36 mo · used | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 5.250% APR | 5.250% | 72 mo · used | Standard |
| 120-Month RV Loanrv_any_120mo | 5.850% APR | 5.850% | 120 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 4.250% APR | 4.250% | — | Standard |
| Personal Line of Creditploc_variable | 9.750% APR | 9.750% | — | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 10.000% APR | 10.000% | 60 mo | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Shares (Savings) $5 min balance *savings | 0.50% APY | 0.50% | — | Standard |
| $0 < $2,499.00savings | 2.53% APY | 2.50% | — | Standard |
| $2,500 < $9,999savings | 2.63% APY | 2.60% | — | Standard |
| $10,000 < $19,999savings | 2.73% APY | 2.70% | — | Standard |
| $20,000 < $49,999savings | 2.83% APY | 2.80% | — | Standard |
| $50,000 < $74,999savings | 2.93% APY | 2.90% | — | Standard |
| > $75,000savings | 3.04% APY | 3.00% | — | Standard |
| 18-Month Certificatecd_18mo | 3.29% APY | 3.25% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 3.34% APY | 3.30% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.34% APY | 3.30% | 36 mo | Standard |
| 6-Month Certificatecd_6mo | 3.44% APY | 3.40% | 6 mo | Standard |
| 9-Month Certificatecd_9mo | 3.44% APY | 3.40% | 9 mo | Standard |
| 48-Month Certificatecd_48mo | 3.50% APY | 3.45% | 48 mo | Standard |
| 12-Month Certificatecd_12mo | 3.55% APY | 3.50% | 12 mo | Standard |
| 60-Month Certificatecd_60mo | 3.55% APY | 3.50% | 60 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Loanbusiness | 6.750% % | 6.750% | — | Standard |
| BUSINESS REAL ESTATE **other | 7.000% % | 7.000% | — | Standard |
| MANUFACTURED HOMES *other | 13.000% % | 13.000% | — | Standard |
As of August 4, 2026, Cottonwood Community Credit Union offers mortgage rates from 5.75% APR. Vehicle loans available from 4.5% APR for 84 months. Personal loan rates from 4.25% APR. Savings and certificate yields up to 3.55% APY.
Source: RateAPI.dev, verified from Cottonwood Community Credit Union's official website
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About Cottonwood Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.1K
- Assets
- $280M
- Founded
- 1942
- Locations reported
- 7
- NCUA charter
- 4960
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Cottonwood Community Credit Union
Membership eligibility from Cottonwood Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on Cottonwood Community Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationIdaho, Lewis — ID
Verified from Cottonwood Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Cottonwood Community Credit Union?
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Frequently Asked Questions
What rates does Cottonwood Community Credit Union offer?
Cottonwood Community Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Cottonwood Community Credit Union rates updated?
RateAPI verifies Cottonwood Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Cottonwood Community Credit Union's rate data?
Rate data is collected directly from Cottonwood Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Cottonwood Community Credit Union's mortgage rate?
As of August 4, 2026, Cottonwood Community Credit Union offers mortgage rates from 5.75% APR.
What are Cottonwood Community Credit Union's auto & rv loan rates?
As of August 4, 2026, Cottonwood Community Credit Union offers vehicle loans from 4.5% APR.
What is Cottonwood Community Credit Union's personal loan rate?
As of August 4, 2026, Cottonwood Community Credit Union offers personal loans from 4.25% APR.
What is Cottonwood Community Credit Union's best CD rate?
As of August 4, 2026, Cottonwood Community Credit Union offers savings and certificate (CD) yields up to 3.55% APY.
Related Rate Data
Compare Cottonwood Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Cottonwood Community Credit Union rates
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# Get rates for Cottonwood Community Credit Union
curl "https://api.rateapi.dev/credit-unions/idaho/cottonwood-community" \
-H "Authorization: Bearer YOUR_API_KEY"