Pioneer Credit Union

Mountain Home, Idaho
Last verified: August 3, 2026
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Verified rate book

Current Pioneer Credit Union rates

23 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

7 offers
Pioneer Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.240% APR4.240%Standard
36-Month Auto Loanauto_any_36mo4.240% APR4.240%36 moStandard
48-Month Auto Loanauto_any_48mo4.440% APR4.440%48 moStandard
RV Loanrv4.740% APR4.740%Standard
60-Month Auto Loanauto_any_60mo5.640% APR5.640%60 moStandard
72-Month Auto Loanauto_any_72mo5.840% APR5.840%72 moStandard
84-Month Auto Loanauto_any_84mo6.040% APR6.040%84 moStandard

Credit card rates

1 offer
Pioneer Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card10.990% APR10.990%Standard

Savings & CD rates

15 offers
Pioneer Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Idaho Medical Savingssavings0.05% APY0.05%Standard
Special Purpose Savingssavings0.10% APY0.10%Standard
Explorer Savingssavings0.15% APY0.15%Standard
High Yield Savingssavings0.50% APY0.50%Standard
High Yield Savingssavings0.80% APY0.80%Standard
High Yield Savingssavings1.10% APY1.10%Standard
High Yield Savingssavings1.40% APY1.40%Standard
High Yield Savingssavings1.70% APY1.70%Standard
High Yield Savingssavings2.10% APY2.10%Standard
High Yield Savingssavings2.50% APY2.50%Standard
High Yield Savingssavings3.00% APY3.00%Standard
High Yield Savingssavings3.50% APY3.50%Standard
Certificatecd3.75% APY3.75%Standard
High Yield Savingssavings4.00% APY4.00%Standard
Loyalty Savingssavings5.00% APY5.00%Standard

Vehicle loans available from 4.24% APR. Credit card rates from 10.99% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Pioneer Credit Union's official website

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About Pioneer Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
47.7K
Assets
$738.6M
Founded
1954
Locations reported
16
NCUA charter
9247
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Pioneer Credit Union

Membership eligibility from Pioneer Credit Union's own published criteria. How we verify this.

Membership criteria are published on Pioneer Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationAda, Blaine, Canyon, Elmore, Gooding, Jerome, Twin Falls — ID

Verified from Pioneer Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Pioneer Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pioneer Credit Union ranks against Idaho peers.

Frequently Asked Questions

What rates does Pioneer Credit Union offer?

Pioneer Credit Union currently offers vehicle loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Pioneer Credit Union rates updated?

RateAPI verifies Pioneer Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Pioneer Credit Union's rate data?

Rate data is collected directly from Pioneer Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Pioneer Credit Union's auto & rv loan rates?

As of August 3, 2026, Pioneer Credit Union offers vehicle loans from 4.24% APR.

What is Pioneer Credit Union's best CD rate?

As of August 3, 2026, Pioneer Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Pioneer Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Pioneer Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Pioneer Credit Union
curl "https://api.rateapi.dev/credit-unions/idaho/pioneer" \
  -H "Authorization: Bearer YOUR_API_KEY"