Capital Educators Credit Union
Verified rate book
Current Capital Educators Credit Union rates
31 published offers verified as of August 3, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Car & Truck Loanauto_any_48mo | 5.090% APR | 5.090% | 48 mo | Standard |
| Boat & RV Loanboat_any_96mo | 7.590% APR | 7.590% | 96 mo | Standard |
| 60-Month Powersports Loan (2021 and Newer)powersports_any_60mo | 8.140% APR | 8.140% | 60 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secure Loanpersonal_secured_60mo | 3.490% APR | 3.490% | 60 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 11.340% APR | 11.340% | 60 mo | Standard |
| Personal Lines of Creditploc_variable | 12.200% APR | 12.200% | — | Standard |
Savings & CD rates
24 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| High Yield Savingssavings | 0.01% APY | 0.01% | — | Standard |
| Secondary Savings Accountsavings | 0.05% APY | 0.05% | — | Standard |
| Idaho MSA Savings Accountsavings | 0.10% APY | 0.10% | — | Standard |
| Business Savings - Commercialsavings | 0.10% APY | 0.10% | — | Standard |
| Business Savings - Commercialsavings | 0.15% APY | 0.15% | — | Standard |
| Idaho First-time Home Buyer Savingssavings | 0.20% APY | 0.20% | — | Standard |
| Business Savings - Commercialsavings | 0.20% APY | 0.20% | — | Standard |
| Business Savings - Commercialsavings | 0.25% APY | 0.25% | — | Standard |
| Business Savings - Commercialsavings | 0.30% APY | 0.30% | — | Standard |
| IRA Roth and IRA Traditionalira | 0.50% APY | 0.50% | — | Standard |
| Simplified Employee Pensionsavings | 0.50% APY | 0.50% | — | Standard |
| IRA 59½ Share Savingsira | 0.75% APY | 0.75% | — | Standard |
| Checkingmoney_market | 1.25% APY | 1.24% | — | Standard |
| Checkingmoney_market | 1.50% APY | 1.49% | — | Standard |
| Business Money Market Savingsmoney_market | 1.50% APY | 1.49% | — | Standard |
| Checkingmoney_market | 1.75% APY | 1.74% | — | Standard |
| Business Money Market Savingsmoney_market | 1.75% APY | 1.74% | — | Standard |
| Checkingmoney_market | 2.00% APY | 1.98% | — | Standard |
| Educator Loancd_12mo | 2.00% APY | 2.00% | 12 mo | Standard |
| Checkingmoney_market | 2.50% APY | 2.47% | — | Standard |
| Business Money Market Savingsmoney_market | 2.75% APY | 2.72% | — | Standard |
| Business Money Market Savingsmoney_market | 3.20% APY | 3.15% | — | Standard |
| Educator Loancd_24mo | 4.00% APY | 4.00% | 24 mo | Standard |
| Business Money Market Savingsmoney_market | 4.00% APY | 3.93% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Educator Loanother | 1.000% % | 1.000% | — | Standard |
Vehicle loans available from 5.09% APR for 48 months. Personal loan rates from 3.49% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Capital Educators Credit Union's official website
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About Capital Educators Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 100.3K
- Assets
- $1.4B
- Founded
- 1936
- Locations reported
- 13
- NCUA charter
- 1040
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Capital Educators Credit Union
Membership eligibility from Capital Educators Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- LocationAda, Adams, Blaine, Boise, Camas, Canyon, Cassia, Elmore, Gem, Gooding, Jerome, Lincoln, Minidoka, Owyhee, Payette, Valley, Washington
Cost to join: About $20.
Verified from Capital Educators Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Capital Educators Credit Union?
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Frequently Asked Questions
What rates does Capital Educators Credit Union offer?
Capital Educators Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Capital Educators Credit Union rates updated?
RateAPI verifies Capital Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Capital Educators Credit Union's rate data?
Rate data is collected directly from Capital Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Capital Educators Credit Union's auto, boat & powersports loan rates?
As of August 3, 2026, Capital Educators Credit Union offers vehicle loans from 5.09% APR.
What is Capital Educators Credit Union's personal loan rate?
As of August 3, 2026, Capital Educators Credit Union offers personal loans from 3.49% APR.
What is Capital Educators Credit Union's best CD rate?
As of August 3, 2026, Capital Educators Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Capital Educators Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Capital Educators Credit Union
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