Onomea Credit Union
Verified rate book
Current Onomea Credit Union rates
8 published offers verified as of August 4, 2026.
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured Loans: Up to 100% Financing secured by shares.personal_secured_120mo | 2.150% APR | 2.150% | 120 mo | Standard |
| Signature Loans: Maximum Loan Amount is $20,000. Lower limits may be applicable.personal_unsecured_36mo | 5.000% APR | 5.000% | 36 mo | Standard |
| 50.8 Years (With Minimum Payoff Of 4% Of Balance)personal_unsecured_96mo | 18.000% APR | 18.000% | 96 mo | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Draft (Checking)savings | 0.05% APY | 0.05% | — | Standard |
| Children/Youth Sharessavings | 0.15% APY | 0.15% | — | Eligibility restricted |
| 12-Month Certificateshare_certificate_12mo | 0.55% APY | 0.55% | 12 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 0.75% APY | 0.75% | 24 mo | Standard |
| Saver's Holiday Club ($500 Maximum Monthly Contribution)savings | 1.00% APY | 1.00% | — | Specialty offer |
Personal loan rates from 2.15% APR. Savings and certificate yields up to 0.75% APY.
Source: RateAPI.dev, verified from Onomea Credit Union's official website
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About Onomea Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.8K
- Assets
- $26.8M
- Founded
- 1939
- Locations reported
- 1
- NCUA charter
- 3050
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Onomea Credit Union
Membership eligibility from Onomea Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hawaii County
- LocationHawaii County
Cost to join: About $11 (a $1 membership fee plus a $10 minimum deposit).
Verified from Onomea Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Onomea Credit Union?
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Frequently Asked Questions
What rates does Onomea Credit Union offer?
Onomea Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Onomea Credit Union rates updated?
RateAPI verifies Onomea Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Onomea Credit Union's rate data?
Rate data is collected directly from Onomea Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Onomea Credit Union's personal loan rate?
As of August 4, 2026, Onomea Credit Union offers personal loans from 2.15% APR.
What is Onomea Credit Union's best CD rate?
As of August 4, 2026, Onomea Credit Union offers savings and certificate (CD) yields up to 0.75% APY.
Related Rate Data
Compare Onomea Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Onomea Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/onomea" \
-H "Authorization: Bearer YOUR_API_KEY"