Big Island Credit Union
Verified rate book
Current Big Island Credit Union rates
17 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month New Auto Loanauto_new_36mo | 4.250% APR | 4.250% | 36 mo · new | Standard |
| 48-Month New Auto Loanauto_new_48mo | 4.500% APR | 4.500% | 48 mo · new | Standard |
| Pre-Owned Autos** (Up to 36 Months)auto_used_36mo | 4.500% APR | 4.500% | 36 mo · used | Standard |
| 60-Month New Auto Loanauto_new_60mo | 5.500% APR | 5.500% | 60 mo · new | Standard |
| Pre-Owned Autos** (48 Months)auto_used_48mo | 5.500% APR | 5.500% | 48 mo · used | Standard |
| Pre-Owned Autos** (60 Months)auto_used_60mo | 6.000% APR | 6.000% | 60 mo · used | Standard |
| 72-Month New Auto Loanauto_new_72mo | 6.250% APR | 6.250% | 72 mo · new | Standard |
| Pre-Owned Autos** (72 Months)auto_used_72mo | 6.500% APR | 6.500% | 72 mo · used | Standard |
| 84-Month New Auto Loanauto_new_84mo | 7.250% APR | 7.250% | 84 mo · new | Standard |
| Pre-Owned Autos** (78 Months)auto_used_78mo | 7.750% APR | 7.750% | 78 mo · used | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 6.000% APR | 6.000% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 6.500% APR | 6.500% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 7.500% APR | 7.500% | 60 mo | Standard |
| Personal Line of Creditploc_variable | 9.500% APR | 9.500% | — | Standard |
| Overdraft Line of Creditpersonal | 10.000% APR | 10.000% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Other APRsother | 9.500% % | 9.500% | — | Standard |
| Annual Percentage Rate (APR) for Purchasesother | 9.500% % | 9.500% | — | Standard |
Auto loans available from 4.25% APR for 36 months. Personal loan rates from 6% APR.
Source: RateAPI.dev, verified from Big Island Credit Union's official website
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About Big Island Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9.6K
- Assets
- $194.1M
- Founded
- 1936
- Locations reported
- 3
- NCUA charter
- 1607
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Big Island Credit Union
Membership eligibility from Big Island Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hawaii
- LocationHawaii
Cost to join: About $51 (a $1 membership fee plus a $50 minimum deposit).
Verified from Big Island Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Big Island Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Big Island Credit Union ranks against Hawaii peers.
Frequently Asked Questions
What rates does Big Island Credit Union offer?
Big Island Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Big Island Credit Union rates updated?
RateAPI verifies Big Island Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Big Island Credit Union's rate data?
Rate data is collected directly from Big Island Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Big Island Credit Union's auto loan rates?
As of August 4, 2026, Big Island Credit Union offers auto loans from 4.25% APR.
What is Big Island Credit Union's personal loan rate?
As of August 4, 2026, Big Island Credit Union offers personal loans from 6% APR.
Related Rate Data
Compare Big Island Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Big Island Credit Union rates
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Use it via API
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# Get rates for Big Island Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/big-island" \
-H "Authorization: Bearer YOUR_API_KEY"