Hawaii Community Credit Union

Kailua Kona, Hawaii
Last verified: August 4, 2026
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Verified rate book

Current Hawaii Community Credit Union rates

21 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

5 offers
Hawaii Community Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5/30 Balloon Owner-Occupied 1other5.250% APR5.250%Standard
Jumbo 5/30 Balloon Owner-Occupied 4other5.375% APR5.375%Standard
5/30 Vacant Land 3other6.000% APR6.000%Standard
5/30 Balloon Investor 2other6.375% APR6.375%Standard
Jumbo 5/30 Balloon Investor 5other6.500% APR6.500%Standard

Auto & vehicle rates

8 offers
Hawaii Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month New Auto Loanauto_new_60mo5.990% APR5.990%60 mo · newStandard
Effective Date: January 6, 2026 (60 Months)auto_any_60mo5.990% APR5.990%60 moStandard
New Auto Loanauto_new5.990% APR5.990%newStandard
Effective Date: January 6, 2026 (72 Months)auto_any_72mo6.250% APR6.250%72 moStandard
Effective Date: January 6, 2026 (78 Months)auto_any_78mo6.500% APR6.500%78 moStandard
Effective Date: January 6, 2026 (66 Months)auto_any_66mo7.250% APR7.250%66 moStandard
Effective Date: January 6, 2026 (84 Months)auto_any_84mo7.750% APR7.750%84 moStandard
Effective Date: January 6, 2026 (54 Months)auto_any_54mo8.750% APR8.750%54 moStandard

HELOC rates

3 offers
Hawaii Community Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Effective Date: June 22, 2026 (HELOC Owner-Occupied 3 Year Fixed)heloc_fixed5.750% APR5.750%Standard
Effective Date: June 22, 2026 (HELOC Owner-Occupied 5 Year Fixed)heloc_fixed6.000% APR6.000%Standard
Effective Date: June 22, 2026 (HELOC Owner-Occupied 7 Year Fixed)heloc_fixed6.375% APR6.375%Standard

Personal loan rates

2 offers
Hawaii Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Loan A signature loan based on income and credit history.personal_unsecured_36mo7.000% APR7.000%36 moStandard
Unsecured Loan A signature loan based on income and credit history.personal_unsecured_60mo7.500% APR7.500%60 moStandard

Credit card rates

1 offer
Hawaii Community Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card7.900% APR7.900%Standard

Other rates

2 offers
Hawaii Community Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Minimum Paymentsother3.000% %3.000%Standard
Annual Percentage Rate (APR) for Purchases and Cash Advances*other7.900% %7.900%Standard

As of August 4, 2026, Hawaii Community Credit Union offers mortgage rates from 5.25% APR. Auto loans available from 5.99% APR for 60 months. HELOC rates from 5.75% APR. Personal loan rates from 7% APR. Credit card rates from 7.9% APR.

Source: RateAPI.dev, verified from Hawaii Community Credit Union's official website

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About Hawaii Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
45.9K
Assets
$805M
Founded
1936
Locations reported
10
NCUA charter
1719
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Hawaii Community Credit Union

Membership eligibility from Hawaii Community Credit Union's own published criteria. How we verify this.

Membership criteria are published on Hawaii Community Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationHawaii — HI

Verified from Hawaii Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Hawaii Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Hawaii Community Credit Union ranks against Hawaii peers.

Frequently Asked Questions

What rates does Hawaii Community Credit Union offer?

Hawaii Community Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Hawaii Community Credit Union rates updated?

RateAPI verifies Hawaii Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Hawaii Community Credit Union's rate data?

Rate data is collected directly from Hawaii Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Hawaii Community Credit Union's mortgage rate?

As of August 4, 2026, Hawaii Community Credit Union offers mortgage rates from 5.25% APR.

What are Hawaii Community Credit Union's auto loan rates?

As of August 4, 2026, Hawaii Community Credit Union offers auto loans from 5.99% APR.

What is Hawaii Community Credit Union's HELOC rate?

As of August 4, 2026, Hawaii Community Credit Union offers home equity lines of credit from 5.75% APR.

What is Hawaii Community Credit Union's personal loan rate?

As of August 4, 2026, Hawaii Community Credit Union offers personal loans from 7% APR.

Related Rate Data

Compare Hawaii Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Hawaii Community Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Hawaii Community Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/hawaii-community" \
  -H "Authorization: Bearer YOUR_API_KEY"