Helco Credit Union

Hilo, Hawaii
Last verified: August 4, 2026
Work at Helco Credit Union? Claim this profile →

Verified rate book

Current Helco Credit Union rates

11 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Helco Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Real Estate (Raw Land Only) 80% of Appraisalother7.000% APR7.000%Standard

Auto & vehicle rates

3 offers
Helco Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vehicles up to blue bookauto_any_84mo6.000% APR6.000%84 moStandard
New Boats 100% of Invoiceboat_new_84mo6.000% APR6.000%84 mo · newStandard
Used Boats Nada boat appraisalboat_used_60mo7.000% APR7.000%60 mo · usedStandard

Savings & CD rates

6 offers
Helco Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Sharessavings0.15% APY0.15%Standard
X-Mas Savingssavings0.25% APY0.25%Standard
High Yieldsavings1.00% APY1.00%Standard
12-Month Certificatecd_12mo3.00% APY3.00%12 moStandard
100% Of Invoicesavings5.00% APY5.00%Standard
Water Heatingsavings6.00% APY6.00%Standard

Other rates

1 offer
Helco Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
100% Of Equityother6.750% %6.750%Standard

As of August 4, 2026, Helco Credit Union offers mortgage rates from 7% APR. Vehicle loans available from 6% APR for 84 months. Savings and certificate yields up to 6.00% APY.

Source: RateAPI.dev, verified from Helco Credit Union's official website

Loading branch locator…

About Helco Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.4K
Assets
$45.4M
Founded
1938
Locations reported
1
NCUA charter
2705
Charter type
Federal credit union

Services and member support

  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Helco Credit Union

Membership eligibility from Helco Credit Union's own published criteria. How we verify this.

Membership criteria are published on Helco Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Helco Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Helco Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Helco Credit Union ranks against Hawaii peers.

Frequently Asked Questions

What rates does Helco Credit Union offer?

Helco Credit Union currently offers mortgage, and vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Helco Credit Union rates updated?

RateAPI verifies Helco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Helco Credit Union's rate data?

Rate data is collected directly from Helco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Helco Credit Union's mortgage rate?

As of August 4, 2026, Helco Credit Union offers mortgage rates from 7% APR.

What are Helco Credit Union's auto & boat loan rates?

As of August 4, 2026, Helco Credit Union offers vehicle loans from 6% APR.

What is Helco Credit Union's best CD rate?

As of August 4, 2026, Helco Credit Union offers savings and certificate (CD) yields up to 6.00% APY.

Related Rate Data

Compare Helco Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Helco Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Hawaii credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Helco Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/helco" \
  -H "Authorization: Bearer YOUR_API_KEY"