Georgia's Own Credit Union
Verified rate book
Current Georgia's Own Credit Union rates
26 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| <95,000 Milesauto_any_36mo | 6.350% APR | 6.350% | 36 mo | Standard |
| <95,000 Milesauto_any_48mo | 7.140% APR | 7.140% | 48 mo | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate Secured 3personal_secured | 5.000% APR | 5.000% | — | Standard |
| ReadiEquity Line of Creditploc_variable | 6.500% APR | 6.500% | — | Standard |
| Savings Secured 2personal_secured | 7.000% APR | 7.000% | — | Standard |
| Lifestyle Loan (12 months)personal_unsecured_12mo | 7.490% APR | 7.490% | 12 mo | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR for Balance Transfers 2credit_card_balance_transfer | 17.490% APR | 17.490% | — | Standard |
| APR for Cash Advances 2credit_card | 17.490% APR | 17.490% | — | Standard |
| APR for Purchasescredit_card | 19.490% APR | 19.490% | — | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 9-Month Quarterly CDcd_9mo | 3.90% APY | 3.90% | 9 mo | Standard |
| $3,500 Minimumsavings | 4.35% APY | 4.35% | — | Standard |
| $3,500 Minimumcd_36mo | 4.45% APY | 4.45% | 36 mo | Standard |
| $15,000 Minimum, <75,000 Milessavings | 5.10% APY | 5.10% | — | Standard |
| $3,500 Minimumcd_48mo | 5.37% APY | 5.37% | 48 mo | Standard |
| $3,500 Minimumcd_60mo | 5.40% APY | 5.40% | 60 mo | Standard |
| $15,000 minimum, <75,000 Milescd_72mo | 5.45% APY | 5.45% | 72 mo | Standard |
| $22,000 Minimum, <40,000 Milessavings | 5.53% APY | 5.53% | — | Standard |
| $22,000 minimum, <40,000 Milescd_84mo | 5.60% APY | 5.60% | 84 mo | Standard |
| 240-Month Certificate ($300,000–$500,000)cd_240mo | 6.34% APY | 6.34% | 240 mo | Standard |
| 240-Month Certificate ($150,000–$299,999)cd_240mo | 6.44% APY | 6.44% | 240 mo | Standard |
| 240-Month Certificate ($100,000–$149,999)cd_240mo | 6.54% APY | 6.54% | 240 mo | Standard |
| 240-Month Certificate ($50,000–$99,999)cd_240mo | 6.64% APY | 6.64% | 240 mo | Standard |
| $25,000 Minimumcd_180mo | 6.94% APY | 6.94% | 180 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Current Year Modelsother | 7.950% % | 7.950% | — | Standard |
| Previous Year Modelother | 9.600% % | 9.600% | — | Standard |
| APR as low as1other | 12.000% % | 12.000% | — | Standard |
Auto loans available from 6.35% APR for 36 months. Personal loan rates from 5% APR. Credit card rates from 17.49% APR. Savings and certificate yields up to 6.94% APY.
Source: RateAPI.dev, verified from Georgia's Own Credit Union's official website
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About Georgia's Own Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 242.1K
- Assets
- $4.3B
- Founded
- 1934
- Locations reported
- 30
- NCUA charter
- 67390
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Georgia's Own Credit Union
Membership eligibility from Georgia's Own Credit Union's own published criteria. How we verify this.
Membership via employers (partner companies)
- Employerpartner companies
Cost to join: About $5.
Verified from Georgia's Own Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Georgia's Own Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Georgia's Own Credit Union ranks against Georgia peers.
Frequently Asked Questions
What rates does Georgia's Own Credit Union offer?
Georgia's Own Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Georgia's Own Credit Union rates updated?
RateAPI verifies Georgia's Own Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Georgia's Own Credit Union's rate data?
Rate data is collected directly from Georgia's Own Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Georgia's Own Credit Union's auto loan rates?
As of August 4, 2026, Georgia's Own Credit Union offers auto loans from 6.35% APR.
What is Georgia's Own Credit Union's personal loan rate?
As of August 4, 2026, Georgia's Own Credit Union offers personal loans from 5% APR.
What is Georgia's Own Credit Union's best CD rate?
As of August 4, 2026, Georgia's Own Credit Union offers savings and certificate (CD) yields up to 6.94% APY.
Related Rate Data
Compare Georgia's Own Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Georgia's Own Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/georgias-own" \
-H "Authorization: Bearer YOUR_API_KEY"