Lanier Credit Union
Verified rate book
Current Lanier Credit Union rates
28 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Purchasesother | 7.900% APR | 7.900% | — | Standard |
| Cash Advancesother | 7.900% APR | 7.900% | — | Standard |
| Earn points on every purchase to use towards: (7.90% - 14.90%)other | 9.900% APR | 9.900% | — | Standard |
Auto & vehicle rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used Auto (APR*)auto_any | 3.750% APR | 3.750% | any | Standard |
| New Autos: Purchase/Refinance (add .5% for cash out) (36 months or less 37 - 48 months 49 - 60 months 61 - 72 months)auto_new_36mo | 3.990% APR | 3.990% | 36 mo · new | Standard |
| New Autos: Purchase/Refinance (add .5% for cash out) (36 months or less 37 - 48 months 49 - 60 months)auto_new_36mo | 5.990% APR | 5.990% | 36 mo · new | Standard |
| New Motorcycles: Purchase/Refinance (48 months or less)motorcycle_new_48mo | 6.490% APR | 6.490% | 48 mo · new | Standard |
| New Motorcycle Loanmotorcycle_new | 6.490% APR | 6.490% | new | Standard |
| New Motorcycles: Purchase/Refinance (49 - 60 months)motorcycle_new_60mo | 6.990% APR | 6.990% | 60 mo · new | Standard |
| New/Used Boats & Campers (APR*)boat_any | 7.250% APR | 7.250% | any | Standard |
| New - Used 2016 Year Modelauto_any_60mo | 7.250% APR | 7.250% | 60 mo · any | Standard |
| Up to 36-Month Used Motorcycle Loanmotorcycle_used_36mo | 7.490% APR | 7.490% | 36 mo · used | Standard |
| ATV, Dirt Bike, Jet Ski, Mowers: (48 months or less)powersports_any_48mo | 7.750% APR | 7.750% | 48 mo | Standard |
| Used Motorcycles: (37 - 48 months)motorcycle_used_48mo | 7.750% APR | 7.750% | 48 mo · used | Standard |
| New Motorcycles: Purchase/Refinance (61 - 72 months)motorcycle_new_72mo | 7.990% APR | 7.990% | 72 mo · new | Standard |
| ATV, Dirt Bike, Jet Ski, Mowers: (49-60 months)powersports_any_60mo | 7.990% APR | 7.990% | 60 mo | Standard |
| (Minimum Loan of $15,000)auto_any_72mo | 7.990% APR | 7.990% | 72 mo | Standard |
| Used Motorcycles: (49 - 60 months)motorcycle_used_60mo | 8.490% APR | 8.490% | 60 mo · used | Standard |
| (Minimum Loan of $25,000)auto_any_96mo | 8.750% APR | 8.750% | 96 mo | Standard |
| ATV, Dirt Bike, Jet Ski, Mowers: (61 - 72 months)powersports_any_72mo | 8.990% APR | 8.990% | 72 mo | Standard |
| (Minimum loan of $40,000)auto_any_120mo | 9.750% APR | 9.750% | 120 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Signature Loanpersonal_unsecured_60mo | 10.990% APR | 10.990% | 60 mo | Standard |
| Overdraft Protection (Variable)personal | 18.000% APR | 18.000% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Balance Transferscredit_card_balance_transfer | 7.900% APR | 7.900% | — | Standard |
| Classic Mastercard Rewards Mastercardcredit_card_rewards | 7.900% APR | 7.900% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 3.00% APY | 3.00% | — | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Transaction Fees (2.25% of amount)other | 1.000% % | 1.000% | — | Standard |
| Noneother | 1.000% % | 1.000% | — | Standard |
As of August 4, 2026, Lanier Credit Union offers mortgage rates from 7.9% APR. Vehicle loans available from 3.75% APR. Personal loan rates from 10.99% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 3.00% APY.
Source: RateAPI.dev, verified from Lanier Credit Union's official website
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About Lanier Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.8K
- Assets
- $74.1M
- Founded
- 1969
- Locations reported
- 3
- NCUA charter
- 19552
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Lanier Credit Union
Membership eligibility from Lanier Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hall, Jackson
- LocationHall, Jackson
Cost to join: About $5.
Verified from Lanier Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Lanier Credit Union?
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Frequently Asked Questions
What rates does Lanier Credit Union offer?
Lanier Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Lanier Credit Union rates updated?
RateAPI verifies Lanier Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Lanier Credit Union's rate data?
Rate data is collected directly from Lanier Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Lanier Credit Union's mortgage rate?
As of August 4, 2026, Lanier Credit Union offers mortgage rates from 7.9% APR.
What are Lanier Credit Union's auto, boat, motorcycle & powersports loan rates?
As of August 4, 2026, Lanier Credit Union offers vehicle loans from 3.75% APR.
What is Lanier Credit Union's personal loan rate?
As of August 4, 2026, Lanier Credit Union offers personal loans from 10.99% APR.
What is Lanier Credit Union's best CD rate?
As of August 4, 2026, Lanier Credit Union offers savings and certificate (CD) yields up to 3.00% APY.
Related Rate Data
Compare Lanier Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Lanier Credit Union rates
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# Get rates for Lanier Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/lanier" \
-H "Authorization: Bearer YOUR_API_KEY"