Locoga Credit Union

Valdosta, Georgia
Last verified: August 4, 2026
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Verified rate book

Current Locoga Credit Union rates

6 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Locoga Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Car Loanauto_any3.630% APR3.630%anyStandard
RV Loanrv6.000% APR6.000%Standard

Personal loan rates

4 offers
Locoga Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured6.500% APR6.500%Standard
Signature Loanpersonal_unsecured7.500% APR7.500%Standard
Personal Line of Creditploc_variable7.500% APR7.500%Standard
Short Term Loanpersonal28.000% APR28.000%Standard

Vehicle loans available from 3.63% APR. Personal loan rates from 6.5% APR.

Source: RateAPI.dev, verified from Locoga Credit Union's official website

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About Locoga Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
662
Assets
$4.4M
Founded
1960
Locations reported
3
NCUA charter
13516
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Financial counseling
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Locoga Credit Union

Membership eligibility from Locoga Credit Union's own published criteria. How we verify this.

Membership criteria are published on Locoga Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Locoga Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Locoga Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Locoga Credit Union ranks against Georgia peers.

Frequently Asked Questions

What rates does Locoga Credit Union offer?

Locoga Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Locoga Credit Union rates updated?

RateAPI verifies Locoga Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Locoga Credit Union's rate data?

Rate data is collected directly from Locoga Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Locoga Credit Union's auto & rv loan rates?

As of August 4, 2026, Locoga Credit Union offers vehicle loans from 3.63% APR.

What is Locoga Credit Union's personal loan rate?

As of August 4, 2026, Locoga Credit Union offers personal loans from 6.5% APR.

Related Rate Data

Compare Locoga Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Locoga Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Locoga Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/locoga" \
  -H "Authorization: Bearer YOUR_API_KEY"