Georgia Power Valdosta Credit Union
Verified rate book
Current Georgia Power Valdosta Credit Union rates
23 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Land Loanother | 4.000% APR | 4.000% | — | Standard |
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Over $15,000.00auto_any_60mo | 6.500% APR | 6.500% | 60 mo | Standard |
| Over $20,000.00auto_any_72mo | 6.500% APR | 6.500% | 72 mo | Standard |
| Auto Loanauto | 6.500% APR | 6.500% | — | Standard |
| 48-Month New Auto Loanauto_new_48mo | 6.500% APR | 6.500% | 48 mo · new | Standard |
| Used Auto Loans (Within 1-5 Years Off Current New Auto Year Model)auto_any_60mo | 6.500% APR | 6.500% | 60 mo · any | Standard |
| Under $20,000.00auto_any_36mo | 6.500% APR | 6.500% | 36 mo | Standard |
| Under $15,000.00auto_any_36mo | 6.500% APR | 6.500% | 36 mo | Standard |
| New Recreational Vehicles (ATVs, Motorcycles, Tractors, etc.)rv_new | 7.000% APR | 7.000% | new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 7.500% APR | 7.500% | 84 mo · new | Standard |
| Over $25,000.00 (2011 & Above)auto | 7.500% APR | 7.500% | — | Standard |
| Over $25,000.00auto_any_84mo | 7.500% APR | 7.500% | 84 mo | Standard |
| Used Recreational Vehicles (ATVs, Motorcycles, Tractors, etc.)rv_used | 8.000% APR | 8.000% | used | Standard |
| Used Auto Loans (Over 5 Years Off Current New Auto Year Model)auto_any_60mo | 8.500% APR | 8.500% | 60 mo · any | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 7.000% APR | 7.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Certificate Secured Loanpersonal_secured | 2.000% APR | 2.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.500% APR | 10.500% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Club Share Accountshare_savings | 0.20% APY | 0.20% | — | Specialty offer |
| Money Marketmoney_market | 0.30% APY | 0.30% | — | Standard |
| IRA Passbook Accountira | 0.30% APY | 0.30% | — | Standard |
| Share Certificates (6 months Under $50,000.00 $50,000.00 - $99,000.00 $100,000.00 and Over)share_certificate_6mo | 0.35% APY | 0.35% | 6 mo | Standard |
| Share Certificates (12 months Under $50,000.00 $50,000.00 - $99,000.00 $100,000.00 and Over)share_certificate_12mo | 0.55% APY | 0.55% | 12 mo | Standard |
| Share Certificates (24 months Under $50,000.00 $50,000.00 - $99,000.00 $100,000.00 and Over)share_certificate_24mo | 0.75% APY | 0.75% | 24 mo | Standard |
As of August 4, 2026, Georgia Power Valdosta Credit Union offers mortgage rates from 4% APR. Vehicle loans available from 6.5% APR for 60 months. HELOC rates from 7% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 0.75% APY.
Source: RateAPI.dev, verified from Georgia Power Valdosta Credit Union's official website
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About Georgia Power Valdosta Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.8K
- Assets
- $22.9M
- Founded
- 1958
- Locations reported
- 1
- NCUA charter
- 12291
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Georgia Power Valdosta Credit Union
Membership eligibility from Georgia Power Valdosta Credit Union's own published criteria. How we verify this.
Membership via employers (Georgia Power Company +53 more) or the Home Builders Association of South Georgia +1 more
- EmployerGeorgia Power Company, ACE Electric, Inc., Ambling Companies, American Drill Bushing, Astro Exterminating Services, Inc., Automative Transfers, Inc., B&H Lawn & Handyman Service, C. C. Dickson Company, City of Hahira, City of Remerton, Colson Printing Company, Corbett Electrical Construction, Inc., Cowart Electric and Industrial Contractors, Inc., Davis Air Conditioning, Flythe Land Maintenance, Inc., G&M Plumbing, Georgia Gulf Sulfur Corporation, H & H Insurance, H & S Supply, Hutchinson Chiropractic Center, J. Glenn Gregory and Associates, J-M Manufacturing Company, Inc., J. Scott Summers, D.M.D., P.C., LM Hydraulic, Lee & Associates, Accountants, Lowndes County Employees, Mediacom, Mighty Kleen, Morgan Stanley Smith Barney, NAPA Auto Supply, Pharmacy Alternatives, Pregnancy Support Clinic, Ray & Son Heating and A/C, Regal Marine, Rowe Air Conditioning, Sabrina Auto Sales, Inc., SAFT Corporation, SAM'S Club, Smith Tire Company, Inc., St. Barnabas Episcopal Church, Sonny's Real Pit Bar-B-Q, South Georgia Pecan Company, South Georgia Plumbing, Southern Home Care Services, Southern OB/GYN, Thomas Auto Service, Thomas Collision, Inc., Tillman Insurance Agency, Inc., T. M. Poly Film, Inc., Total Technology Integrators, LLC, Treatment Center of Valdosta, U.S. Marine-Bayliner Division, U.S. Press, Valdosta Toyota, Inc.
- AssociationHome Builders Association of South Georgia, Valdosta/Lowndes County Chamber of Commerce
Verified from Georgia Power Valdosta Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Georgia Power Valdosta Credit Union offer?
Georgia Power Valdosta Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Georgia Power Valdosta Credit Union rates updated?
RateAPI verifies Georgia Power Valdosta Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Georgia Power Valdosta Credit Union's rate data?
Rate data is collected directly from Georgia Power Valdosta Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Georgia Power Valdosta Credit Union's mortgage rate?
As of August 4, 2026, Georgia Power Valdosta Credit Union offers mortgage rates from 4% APR.
What are Georgia Power Valdosta Credit Union's auto & rv loan rates?
As of August 4, 2026, Georgia Power Valdosta Credit Union offers vehicle loans from 6.5% APR.
What is Georgia Power Valdosta Credit Union's HELOC rate?
As of August 4, 2026, Georgia Power Valdosta Credit Union offers home equity lines of credit from 7% APR.
What is Georgia Power Valdosta Credit Union's personal loan rate?
As of August 4, 2026, Georgia Power Valdosta Credit Union offers personal loans from 2% APR.
What is Georgia Power Valdosta Credit Union's best CD rate?
As of August 4, 2026, Georgia Power Valdosta Credit Union offers savings and certificate (CD) yields up to 0.75% APY.
Related Rate Data
Compare Georgia Power Valdosta Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Georgia Power Valdosta Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/georgia-power-valdosta" \
-H "Authorization: Bearer YOUR_API_KEY"