Velocity Community Credit Union

Palm Beach Gard, Florida
Last verified: August 3, 2026
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Verified rate book

Current Velocity Community Credit Union rates

52 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

1 offer
Velocity Community Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
EZ Refinanceother5.000% APR5.000%—Standard

Auto & vehicle rates

26 offers
Velocity Community Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New Car, Truck, SUV, or Vanauto_new_36mo4.250% APR4.250%36 mo · newStandard
New Auto Loanauto_new4.250% APR4.250%newStandard
Used Car, Truck, SUV, or Vanauto_used_36mo4.500% APR4.500%36 mo · usedStandard
New Car, Truck, SUV, or Vanauto_new_48mo4.500% APR4.500%48 mo · newStandard
Used Car, Truck, SUV, or Vanauto_used_48mo4.750% APR4.750%48 mo · usedStandard
New Car, Truck, SUV, or Vanauto_new_60mo5.000% APR5.000%60 mo · newStandard
New Car, Truck, SUV, or Vanauto_new_66mo5.150% APR5.150%66 mo · newStandard
New Car, Truck, SUV, or Vanauto_new_72mo5.250% APR5.250%72 mo · newStandard
Used Car, Truck, SUV, or Vanauto_used_60mo5.250% APR5.250%60 mo · usedStandard
Used Car, Truck, SUV, or Vanauto_used_66mo5.400% APR5.400%66 mo · usedStandard
New Car, Truck, SUV, or Vanauto_new_78mo5.500% APR5.500%78 mo · newStandard
Used Car, Truck, SUV, or Vanauto_used_72mo5.500% APR5.500%72 mo · usedStandard
Used Car, Truck, SUV, or Vanauto_used_78mo5.750% APR5.750%78 mo · usedStandard
84-Month New Boat Loanboat_new_84mo6.000% APR6.000%84 mo · newStandard
New Car, Truck, SUV, or Vanauto_new_84mo6.250% APR6.250%84 mo · newStandard
Misc. Secured - Golf Carts, Horse Trailers, & Utility Vehiclespowersports_any_60mo6.500% APR6.500%60 moStandard
120-Month New Boat Loanboat_new_120mo6.500% APR6.500%120 mo · newStandard
Other Watercraft - Jet Skis & Wave Runnersboat_any_84mo6.500% APR6.500%84 moStandard
Used Car, Truck, SUV, or Vanauto_used_84mo6.500% APR6.500%84 mo · usedStandard
Motorcycles, ATVs, & Side-by-Sidesmotorcycle_any_60mo6.500% APR6.500%60 moStandard
84-Month Used Boat Loanboat_used_84mo6.500% APR6.500%84 mo · usedStandard
120-Month Used Boat Loanboat_used_120mo7.000% APR7.000%120 mo · usedStandard
New Campers, Travel Trailers, and Motorhomesrv_new_84mo7.000% APR7.000%84 mo · newStandard
Used Campers, Travel Trailers, and Motorhomesrv_used_84mo7.500% APR7.500%84 mo · usedStandard
New Campers, Travel Trailers, and Motorhomesrv_new_120mo7.500% APR7.500%120 mo · newStandard
Used Campers, Travel Trailers, and Motorhomesrv_used_120mo8.000% APR8.000%120 mo · usedStandard

HELOC rates

1 offer
Velocity Community Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed5.750% APR5.750%—Standard

Personal loan rates

2 offers
Velocity Community Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Credit Builder Loanpersonal_unsecured_36mo7.990% APR7.990%36 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.240% APR10.240%60 moStandard

Credit card rates

1 offer
Velocity Community Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card13.000% APR13.000%—Standard

Savings & CD rates

20 offers
Velocity Community Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Holiday Clubsavings0.10% APY0.10%—Standard
Savingssavings0.10% APY0.10%—Standard
Holiday Clubsavings0.15% APY0.15%—Standard
Money Marketmoney_market0.70% APY0.70%—Standard
Money Marketmoney_market0.85% APY0.85%—Standard
Money Marketmoney_market1.25% APY1.24%—Standard
Money Marketmoney_market1.35% APY1.34%—Standard
HSAsavings1.50% APY1.49%—Standard
High Yield Savings (legacy account - no longer available)savings3.00% APY2.96%—Standard
Bump-Up Certificatecd_24mo3.10% APY3.05%24 moStandard
Member Certificatecd_24mo3.30% APY3.25%24 moStandard
MemberPLUS Certificatecd_24mo3.35% APY3.30%24 moStandard
Member Certificatecd_18mo3.40% APY3.34%18 moStandard
MemberPLUS Certificatecd_18mo3.45% APY3.39%18 moStandard
Member Certificatecd_6mo3.50% APY3.44%6 moStandard
High Yield Savings - New Money Onlysavings3.50% APY3.44%—Standard
MemberPLUS Certificatecd_6mo3.55% APY3.49%6 moStandard
Member Certificatecd_12mo3.80% APY3.73%12 moStandard
MemberPLUS Certificatecd_12mo3.85% APY3.78%12 moStandard
11-Month Certificatecd_11mo4.00% APY4.00%11 moStandard

Other rates

1 offer
Velocity Community Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Beat Your Rate Guarantee Floor Rateother3.750% %3.750%—Standard

As of August 3, 2026, Velocity Community Credit Union offers refinance mortgage rates from 5% APR. Vehicle loans available from 4.25% APR for 36 months. HELOC rates from 5.75% APR. Personal loan rates from 7.99% APR. Credit card rates from 13% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Velocity Community Credit Union's official website

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About Velocity Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
25.1K
Assets
$498.4M
Founded
1958
Locations reported
3
NCUA charter
12458
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

First ChoiceVA Medical Center · Riviera Beach · FL · 33410-7417Branch in the same ZIPMiamiShared Services for Credit Unions · WEST PALM BEACH · FL · 33410-6220Branch in the same ZIPDort FinancialNORTH PALM BEACH BRANCH · NORTH PALM BEACH · FL · 33408About 2.2 miles awayPower FinancialJuno Branch · Juno Beach · FL · 33408About 2.2 miles awayIthink FinancialPGA · Palm Beach Gardens · FL · 33418-3939About 5.2 miles awayGuardiansIbis · West Palm Beach · FL · 33412About 8.5 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Velocity Community Credit Union

Membership eligibility from Velocity Community Credit Union's own published criteria. How we verify this.

Membership criteria are published on Velocity Community Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationPalm Beach — FL

Verified from Velocity Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Velocity Community Credit Union?

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Frequently Asked Questions

What rates does Velocity Community Credit Union offer?

Velocity Community Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Velocity Community Credit Union rates updated?

RateAPI verifies Velocity Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Velocity Community Credit Union's rate data?

Rate data is collected directly from Velocity Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Velocity Community Credit Union's mortgage rate?

As of August 3, 2026, Velocity Community Credit Union offers refinance mortgage rates from 5% APR.

What are Velocity Community Credit Union's auto, rv, boat, motorcycle & powersports loan rates?

As of August 3, 2026, Velocity Community Credit Union offers vehicle loans from 4.25% APR.

What is Velocity Community Credit Union's HELOC rate?

As of August 3, 2026, Velocity Community Credit Union offers home equity lines of credit from 5.75% APR.

What is Velocity Community Credit Union's personal loan rate?

As of August 3, 2026, Velocity Community Credit Union offers personal loans from 7.99% APR.

What is Velocity Community Credit Union's best CD rate?

As of August 3, 2026, Velocity Community Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Velocity Community Credit Union's rates against national credit-union benchmarks.

More Florida credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Velocity Community Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/velocity-community" \
  -H "Authorization: Bearer YOUR_API_KEY"
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