First Choice Credit Union
Verified rate book
Current First Choice Credit Union rates
8 published offers verified as of July 30, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loanauto_new_84mo | 4.490% APR | 4.490% | 84 mo · new | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 4.740% APR | 4.740% | 84 mo · used | Standard |
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 4.990% APR | 4.990% | used | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate HELOC - First Positionheloc_fixed | 5.750% APR | 5.750% | — | Standard |
| Adjustable Rate HELOCheloc_variable | 5.750% APR | 5.750% | — | Standard |
| Fixed Rate HELOC - Second Positionheloc_fixed | 6.125% APR | 6.125% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 7.990% APR | 7.990% | — | Standard |
Auto loans available from 4.49% APR for 84 months. HELOC rates from 5.75% APR. Personal loan rates from 7.99% APR.
Source: RateAPI.dev, verified from First Choice Credit Union's official website
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About First Choice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.3K
- Assets
- $155.4M
- Founded
- 1929
- Locations reported
- 4
- NCUA charter
- 67725
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Choice Credit Union
Membership eligibility from First Choice Credit Union's own published criteria. How we verify this.
Membership criteria are published on First Choice Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationPalm Beach, Broward, Martin, St. Lucie, Okeechobee, Glades, Hendry
Verified from First Choice Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Choice Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First Choice Credit Union ranks against Florida peers.
Frequently Asked Questions
What rates does First Choice Credit Union offer?
First Choice Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are First Choice Credit Union rates updated?
RateAPI verifies First Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get First Choice Credit Union's rate data?
Rate data is collected directly from First Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Choice Credit Union's auto loan rates?
As of July 30, 2026, First Choice Credit Union offers auto loans from 4.49% APR.
What is First Choice Credit Union's HELOC rate?
As of July 30, 2026, First Choice Credit Union offers home equity lines of credit from 5.75% APR.
What is First Choice Credit Union's personal loan rate?
As of July 30, 2026, First Choice Credit Union offers personal loans from 7.99% APR.
Related Rate Data
Compare First Choice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack First Choice Credit Union rates
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Use it via API
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# Get rates for First Choice Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/first-choice" \
-H "Authorization: Bearer YOUR_API_KEY"