Ithink Financial Credit Union
Verified rate book
Current Ithink Financial Credit Union rates
76 published offers verified as of August 3, 2026.
Auto & vehicle rates
63 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto & Truck Loans (up to 36 months)auto_used_36mo | 4.240% APR | 4.240% | 36 mo · used | Standard |
| Used Auto Loanauto_used | 4.240% APR | 4.240% | used | Standard |
| Featured Vehicle Loanauto | 4.240% APR | 4.240% | — | Standard |
| New Auto Loanauto_new | 4.240% APR | 4.240% | new | Standard |
| New Auto & Truck Loans (up to 36 months)auto_new_36mo | 4.490% APR | 4.490% | 36 mo · new | Standard |
| New Auto & Truck Loans (49 - 60 months)auto_new_60mo | 4.740% APR | 4.740% | 60 mo · new | Standard |
| New Auto & Truck Loans (37 - 48 months)auto_new_48mo | 4.740% APR | 4.740% | 48 mo · new | Standard |
| Used Auto & Truck Loans (49 - 60 months)auto_used_60mo | 4.990% APR | 4.990% | 60 mo · used | Standard |
| Used Auto & Truck Loans (37 - 48 months)auto_used_48mo | 4.990% APR | 4.990% | 48 mo · used | Standard |
| 36-Month Boat Loanboat_any_36mo | 5.240% APR | 5.240% | 36 mo | Standard |
| Up to 36-Month Used Boat Loanboat_used_36mo | 5.240% APR | 5.240% | 36 mo · used | Standard |
| Up to 36-Month New Boat Loanboat_new_36mo | 5.240% APR | 5.240% | 36 mo · new | Standard |
| Motorcycle Loanmotorcycle | 5.340% APR | 5.340% | — | Standard |
| Up to 36-Month New Motorcycle Loanmotorcycle_new_36mo | 5.340% APR | 5.340% | 36 mo · new | Standard |
| New Auto & Truck Loans (61 - 72 months)auto_new_72mo | 5.440% APR | 5.440% | 72 mo · new | Standard |
| New Camping Trailer Loans (up to 36 months)powersports_new_36mo | 5.490% APR | 5.490% | 36 mo · new | Standard |
| New Motorcycle Loans (37 - 48 months)motorcycle_new_48mo | 5.490% APR | 5.490% | 48 mo · new | Standard |
| Camping Trailerspowersports | 5.490% APR | 5.490% | — | Standard |
| New Golf Cartspowersports_new | 5.490% APR | 5.490% | new | Standard |
| New Golf Cart Loans (37 - 48 months)powersports_new_48mo | 5.490% APR | 5.490% | 48 mo · new | Standard |
| Motorhomesrv | 5.490% APR | 5.490% | — | Standard |
| Up to 36-Month New RV Loanrv_new_36mo | 5.490% APR | 5.490% | 36 mo · new | Standard |
| Camping Trailerspowersports_any_36mo | 5.740% APR | 5.490% | 36 mo | Standard |
| New Golf Cart Loans (49 - 60 months)powersports_new_60mo | 5.740% APR | 5.740% | 60 mo · new | Standard |
| New Camping Trailer Loans (37 - 48 months)powersports_new_48mo | 5.740% APR | 5.740% | 48 mo · new | Standard |
| New Motorcycle Loans (49 - 60 months)motorcycle_new_60mo | 5.740% APR | 5.740% | 60 mo · new | Standard |
| Used Golf Cart Loans (37 - 48 months)powersports_used_48mo | 5.740% APR | 5.740% | 48 mo · used | Standard |
| Used Camping Trailer Loans (up to 36 months)powersports_used_36mo | 5.740% APR | 5.740% | 36 mo · used | Standard |
| Used Golf Cartspowersports_used | 5.740% APR | 5.740% | used | Standard |
| Up to 36-Month Used Motorcycle Loanmotorcycle_used_36mo | 5.740% APR | 5.740% | 36 mo · used | Standard |
| Used Motorcycle Loans (37 - 48 months)motorcycle_used_48mo | 5.740% APR | 5.740% | 48 mo · used | Standard |
| New Boat Loans (37 - 48 months)boat_new_48mo | 5.740% APR | 5.740% | 48 mo · new | Standard |
| Up to 36-Month Used RV Loanrv_used_36mo | 5.740% APR | 5.740% | 36 mo · used | Standard |
| New Motorhome Loans (37 - 48 months)rv_new_48mo | 5.740% APR | 5.740% | 48 mo · new | Standard |
| Used Boat Loans (37 - 48 months)boat_used_48mo | 5.840% APR | 5.840% | 48 mo · used | Standard |
| New Auto & Truck Loans (73 - 84 months)auto_new_84mo | 5.900% APR | 5.900% | 84 mo · new | Standard |
| Used Auto & Truck Loans (61 - 72 months)auto_used_72mo | 5.940% APR | 5.940% | 72 mo · used | Standard |
| New Boat Loans (49 - 60 months)boat_new_60mo | 5.990% APR | 5.990% | 60 mo · new | Standard |
| Used Motorhome Loans (37 - 48 months)rv_used_48mo | 5.990% APR | 5.990% | 48 mo · used | Standard |
| Used Motorcycle Loans (49 - 60 months)motorcycle_used_60mo | 5.990% APR | 5.990% | 60 mo · used | Standard |
| New Camping Trailer Loans (49 - 60 months)powersports_new_60mo | 5.990% APR | 5.990% | 60 mo · new | Standard |
| Used Camping Trailer Loans (37 - 48 months)powersports_used_48mo | 5.990% APR | 5.990% | 48 mo · used | Standard |
| Used Golf Cart Loans (49 - 60 months)powersports_used_60mo | 5.990% APR | 5.990% | 60 mo · used | Standard |
| Motorhomesrv_any_36mo | 5.990% APR | 5.490% | 36 mo | Standard |
| New Motorhome Loans (49 - 60 months)rv_new_60mo | 5.990% APR | 5.990% | 60 mo · new | Standard |
| Used Boat Loans (49 - 60 months)boat_used_60mo | 6.240% APR | 6.240% | 60 mo · used | Standard |
| Used Camping Trailer Loans (49 - 60 months)powersports_used_60mo | 6.240% APR | 6.240% | 60 mo · used | Standard |
| Used Motorhome Loans (49 - 60 months)rv_used_60mo | 6.240% APR | 6.240% | 60 mo · used | Standard |
| Used Auto & Truck Loans (73 - 84 months)auto_used_84mo | 6.290% APR | 6.290% | 84 mo · used | Standard |
| New Motorcycle Loans (61 - 72 months)motorcycle_new_72mo | 6.990% APR | 6.990% | 72 mo · new | Standard |
| Used Motorcycle Loans (61 - 72 months)motorcycle_used_72mo | 6.990% APR | 6.990% | 72 mo · used | Standard |
| New Motorhome Loans (61 - 72 months)rv_new_72mo | 7.990% APR | 7.990% | 72 mo · new | Standard |
| New Camping Trailer Loans (61 - 72 months)powersports_new_72mo | 7.990% APR | 7.990% | 72 mo · new | Standard |
| New Boat Loans (61 - 72 months)boat_new_72mo | 7.990% APR | 7.990% | 72 mo · new | Standard |
| Used Motorhome Loans (61 - 72 months)rv_used_72mo | 8.240% APR | 8.240% | 72 mo · used | Standard |
| Used Camping Trailer Loans (61 -72 months)powersports_used_72mo | 8.240% APR | 8.240% | 72 mo · used | Standard |
| Used Boat Loans (61 - 72 months)boat_used_72mo | 8.240% APR | 8.240% | 72 mo · used | Standard |
| New Camping Trailer Loans (73 - 120 months)powersports_new_120mo | 9.190% APR | 9.190% | 120 mo · new | Standard |
| New Motorhome Loans (73 - 120 months)rv_new_120mo | 9.190% APR | 9.190% | 120 mo · new | Standard |
| New Boat Loans (73 - 120 months)boat_new_120mo | 9.240% APR | 9.240% | 120 mo · new | Standard |
| Used Camping Trailer Loans (73 -120 months)powersports_used_120mo | 9.490% APR | 9.490% | 120 mo · used | Standard |
| Used Boat Loans (73 - 120 months)boat_used_120mo | 9.490% APR | 9.490% | 120 mo · used | Standard |
| Used Motorhome Loans (73 - 120 months)rv_used_120mo | 9.490% APR | 9.490% | 120 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.000% APR | 4.000% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate Secured Loans (36 - 120 months)personal_secured_120mo | 6.000% APR | 6.000% | 120 mo | Standard |
| Up to 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 11.150% APR | 11.150% | 36 mo | Standard |
| Unsecured Term Loans (37 - 48 months)personal_unsecured_48mo | 11.150% APR | 11.150% | 48 mo | Standard |
| Unsecured Term Loans (49 - 60 months)personal_unsecured_60mo | 11.150% APR | 11.150% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| myRewards Visa® Signature Credit Cardcredit_card_rewards | 19.240% APR | 19.240% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $3,000 +savings | 0.05% APY | 0.05% | — | Standard |
| Business Money Market Account** ($0.00 – $9,999.99)money_market | 1.00% APY | 1.00% | — | Standard |
| $0.00 – $9,999.99savings | 1.00% APY | 1.00% | — | Standard |
| Business Money Market Account**money_market | 1.00% APY | 1.00% | — | Standard |
| Business Money Market Account** ($10,000.00 - unlimited)money_market | 1.44% APY | 1.44% | — | Standard |
| $10,000.00 - Unlimitedsavings | 1.45% APY | 1.45% | — | Standard |
| Business Money Market Accountmoney_market | 1.45% APY | 1.44% | — | Standard |
Vehicle loans available from 4.24% APR for 36 months. HELOC rates from 4% APR. Personal loan rates from 6% APR. Credit card rates from 19.24% APR. Savings and certificate yields up to 1.45% APY.
Source: RateAPI.dev, verified from Ithink Financial Credit Union's official website
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About Ithink Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 118.3K
- Assets
- $2.4B
- Founded
- 1969
- Locations reported
- 21
- NCUA charter
- 68663
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ithink Financial Credit Union
Membership eligibility from Ithink Financial Credit Union's own published criteria. How we verify this.
Community charter: live/work in Barrow, Bartow, Carroll +55 more
- LocationBarrow, Bartow, Carroll, Catoosa, Chattooga, Cherokee, Clayton, Cobb, Coweta, Dawson, Dekalb, Douglas, Fannin, Fayette, Floyd, Forsyth, Fulton, Gilmer, Gordon, Gwinnett, Hall, Haralson, Henry, Lumpkin, Murray, Newton, Paulding, Pickens, Polk, Rockdale, Walker, Whitfield, Broward, Collier, Charlotte, Desoto, Flagler, Glades, Hardee, Hendry, Hillsborough, Highlands, Indian River, Lee, Manatee, Martin, Miami Dade, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Putnam, Sarasota, Seminole, St Lucie, Volusia
Cost to join: About $5.
Verified from Ithink Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ithink Financial Credit Union?
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Frequently Asked Questions
What rates does Ithink Financial Credit Union offer?
Ithink Financial Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Ithink Financial Credit Union rates updated?
RateAPI verifies Ithink Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Ithink Financial Credit Union's rate data?
Rate data is collected directly from Ithink Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Ithink Financial Credit Union's auto, rv, boat, motorcycle & powersports loan rates?
As of August 3, 2026, Ithink Financial Credit Union offers vehicle loans from 4.24% APR.
What is Ithink Financial Credit Union's HELOC rate?
As of August 3, 2026, Ithink Financial Credit Union offers home equity lines of credit from 4% APR.
What is Ithink Financial Credit Union's personal loan rate?
As of August 3, 2026, Ithink Financial Credit Union offers personal loans from 6% APR.
What is Ithink Financial Credit Union's best CD rate?
As of August 3, 2026, Ithink Financial Credit Union offers savings and certificate (CD) yields up to 1.45% APY.
Related Rate Data
Compare Ithink Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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# Get rates for Ithink Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/ithink-financial" \
-H "Authorization: Bearer YOUR_API_KEY"