Tampa Bay Credit Union

Tampa, Florida
Last verified: August 4, 2026
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Verified rate book

Current Tampa Bay Credit Union rates

46 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Tampa Bay Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
84-Month Auto Loanauto_any_84mo4.690% APR4.690%84 moStandard
New Auto Loanauto_new4.690% APR4.690%newStandard
Harley Davidson Motorcyclesmotorcycle_any_84mo6.890% APR6.890%84 moStandard
120-Month RV Loanrv_any_120mo9.240% APR9.240%120 moStandard
120-Month Boat Loanboat_any_120mo9.240% APR9.240%120 moStandard
Small Business New Autosauto_new9.390% APR9.390%newStandard
Small Business Used Autosauto_used9.390% APR9.390%usedStandard
All other Recreational Vehiclesrv_any_60mo10.240% APR10.240%60 moStandard
Motorcycles - All Non-Harley Makesmotorcycle_any_84mo10.390% APR10.390%84 moStandard

Personal loan rates

3 offers
Tampa Bay Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured12.000% APR12.000%—Standard
Personal Line of Creditploc_variable13.000% APR13.000%—Standard
Smart Start (Credit Builder)personal13.350% APR13.350%—Standard

Credit card rates

5 offers
Tampa Bay Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum6.000% APR6.000%—Standard
Small Business Mastercard Platinumcredit_card_business9.500% APR9.500%—Standard
Platinum Credit Cardcredit_card_platinum12.500% APR12.500%—Standard
Mastercard Platinum Rewardscredit_card_rewards13.500% APR13.500%—Standard
Secured Credit Cardcredit_card_secured16.500% APR16.500%—Standard

Savings & CD rates

27 offers
Tampa Bay Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savingssavings0.02% APY0.02%—Standard
Holiday Clubsavings0.03% APY0.03%—Specialty offer
Regular Money Marketmoney_market0.05% APY0.05%—Standard
Jump Start Savingssavings0.05% APY0.05%—Standard
Certificates (7 Month Liquid)cd_7mo0.05% APY0.05%7 moStandard
Regular Share Savingsshare_savings0.05% APY0.05%—Standard
Super Money Marketmoney_market0.07% APY0.07%—Standard
Rewards Checkingsavings0.15% APY0.15%—Standard
IRAs (Coverdell Educational Savings (variable rate))ira0.15% APY0.15%—Standard
Balance above $5,000.01savings0.15% APY0.15%—Standard
Up to $5,000.00*savings1.00% APY1.00%—Standard
3-Month Certificatecd_3mo1.00% APY1.00%3 moStandard
IRAs (3 Month)ira1.00% APY1.00%3 moStandard
Certificateshare_certificate1.00% APY1.00%—Standard
IRAs (60 Month)ira3.00% APY3.00%60 moStandard
48-Month Certificatecd_48mo3.00% APY3.00%48 moStandard
60-Month Certificatecd_60mo3.00% APY3.00%60 moStandard
IRAs (48 Month)ira3.00% APY3.00%48 moStandard
IRAs (36 Month)ira3.25% APY3.25%36 moStandard
36-Month Certificatecd_36mo3.25% APY3.25%36 moStandard
6-Month Certificatecd_6mo3.35% APY3.35%6 moStandard
IRAs (6 Month)ira3.35% APY3.35%6 moStandard
24-Month Certificatecd_24mo3.50% APY3.50%24 moStandard
IRAs (24 Month)ira3.50% APY3.50%24 moStandard
12-Month Certificatecd_12mo3.70% APY3.70%12 moStandard
IRAs (12 Month)ira3.70% APY3.70%12 moStandard
Certificates (18 Month Market Watch**)cd_18mo4.15% APY4.15%18 moStandard

Other rates

2 offers
Tampa Bay Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Today's Ratesother3.700% %3.700%—Standard
Quick Start Loanother28.000% %28.000%—Standard

Vehicle loans available from 4.69% APR for 84 months. Personal loan rates from 12% APR. Credit card rates from 6% APR. Savings and certificate yields up to 4.15% APY.

Source: RateAPI.dev, verified from Tampa Bay Credit Union's official website

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About Tampa Bay Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
37.1K
Assets
$493M
Founded
1935
Locations reported
5
NCUA charter
352
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Arlington CommunityVelera (Co-Op) · Tampa · FL · 33602-5406About 2.3 miles awayFamily FirstValera Shared Service Centers · Tampa · FL · 33602-5406About 2.3 miles awayFirst CaliforniaCO-OP / Velera · Tampa · FL · 33602About 2.3 miles awayFirst ChoiceShared Service Centers/Network · Tampa · FL · 33602-5406About 2.3 miles awayFlorida West CoastKENNEDY · TAMPA · FL · 33602About 2.3 miles awayFranklin-SomersetCO-OP FINANCIAL SERVICES SHARED BRANCH/VELERA · TAMPA · FL · 33602-5406About 2.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Tampa Bay Credit Union

Membership eligibility from Tampa Bay Credit Union's own published criteria. How we verify this.

Membership criteria are published on Tampa Bay Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Tampa Bay Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Tampa Bay Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Tampa Bay Credit Union ranks against Florida peers.

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Frequently Asked Questions

What rates does Tampa Bay Credit Union offer?

Tampa Bay Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Tampa Bay Credit Union rates updated?

RateAPI verifies Tampa Bay Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Tampa Bay Credit Union's rate data?

Rate data is collected directly from Tampa Bay Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Tampa Bay Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Tampa Bay Credit Union offers vehicle loans from 4.69% APR.

What is Tampa Bay Credit Union's personal loan rate?

As of August 4, 2026, Tampa Bay Credit Union offers personal loans from 12% APR.

What is Tampa Bay Credit Union's best CD rate?

As of August 4, 2026, Tampa Bay Credit Union offers savings and certificate (CD) yields up to 4.15% APY.

Related Rate Data

Compare Tampa Bay Credit Union's rates against national credit-union benchmarks.

More Florida credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Tampa Bay Credit Union rates

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Access this data programmatically with our REST API

terminal
# Get rates for Tampa Bay Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/tampa-bay" \
  -H "Authorization: Bearer YOUR_API_KEY"
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