First California Credit Union
Verified rate book
Current First California Credit Union rates
35 published offers verified as of August 4, 2026.
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.890% APR | 4.890% | new | Standard |
| 48-Month New Auto Loan (2023 and Newer)auto_new_48mo | 4.890% APR | 4.890% | 48 mo · new | Standard |
| 60-Month New Auto Loan (2023 and Newer)auto_new_60mo | 4.890% APR | 4.890% | 60 mo · new | Standard |
| 72-Month New Auto Loan (2023 and Newer)auto_new_72mo | 4.990% APR | 4.990% | 72 mo · new | Standard |
| 72-Month Used Auto Loan (2019–2022)auto_used_72mo | 5.500% APR | 5.500% | 72 mo · used | Standard |
| 60-Month Used Auto Loan (2019–2022)auto_used_60mo | 5.500% APR | 5.500% | 60 mo · used | Standard |
| 48-Month Used Auto Loan (2019–2022)auto_used_48mo | 5.500% APR | 5.500% | 48 mo · used | Standard |
| 84-Month New Auto Loan (2023 and Newer)auto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| 72-Month New RV Loan (2023 and Newer)rv_new_72mo | 7.400% APR | 7.400% | 72 mo · new | Standard |
| 96-Month New RV Loan (2023 and Newer)rv_new_96mo | 7.600% APR | 7.600% | 96 mo · new | Standard |
| 120-Month New RV Loan (2023 and Newer)rv_new_120mo | 7.700% APR | 7.700% | 120 mo · new | Standard |
| 144-Month New RV Loan (2023 and Newer)rv_new_144mo | 7.850% APR | 7.850% | 144 mo · new | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
| 7-Year Home Equity Loan (Fixed)heloc_fixed | 6.000% APR | 6.000% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 7.990% APR | 7.990% | 12 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 7.990% APR | 7.990% | — | Standard |
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 9.500% APR | 9.500% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 9.750% APR | 9.750% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 10.000% APR | 10.000% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.250% APR | 10.250% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 15.490% APR | 15.490% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month IRAira | 2.43% APY | 2.40% | 12 mo | Standard |
| 6-Month IRAira | 2.43% APY | 2.40% | 6 mo | Standard |
| 3-Month IRAira | 2.43% APY | 2.40% | 3 mo | Standard |
| 12-Month Certificatecd_12mo | 2.53% APY | 2.53% | 12 mo | Standard |
| 24-Month IRAira | 2.53% APY | 2.50% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 2.53% APY | 2.53% | 6 mo | Standard |
| 12-Month IRAira | 2.63% APY | 2.60% | 12 mo | Standard |
| 24-Month IRAira | 2.68% APY | 2.68% | 24 mo | Standard |
| 24-Month Certificatecd_24mo | 2.73% APY | 2.73% | 24 mo | Standard |
| 24-Month IRAira | 2.84% APY | 2.80% | 24 mo | Standard |
| * Annual Percentage Yieldsavings | 2.89% APY | 2.89% | — | Standard |
| 12-Month IRAira | 2.94% APY | 2.94% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Openother | 14.000% % | 14.000% | — | Standard |
Vehicle loans available from 4.89% APR. HELOC rates from 6% APR. Personal loan rates from 7.99% APR. Credit card rates from 15.49% APR. Savings and certificate yields up to 2.94% APY.
Source: RateAPI.dev, verified from First California Credit Union's official website
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About First California Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9.3K
- Assets
- $109.9M
- Founded
- 1982
- Locations reported
- 2
- NCUA charter
- 23964
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First California Credit Union
Membership eligibility from First California Credit Union's own published criteria. How we verify this.
Membership criteria are published on First California Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $5.
Verified from First California Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First California Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First California Credit Union ranks against California peers.
Frequently Asked Questions
What rates does First California Credit Union offer?
First California Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are First California Credit Union rates updated?
RateAPI verifies First California Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get First California Credit Union's rate data?
Rate data is collected directly from First California Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First California Credit Union's auto & rv loan rates?
As of August 4, 2026, First California Credit Union offers vehicle loans from 4.89% APR.
What is First California Credit Union's HELOC rate?
As of August 4, 2026, First California Credit Union offers home equity lines of credit from 6% APR.
What is First California Credit Union's personal loan rate?
As of August 4, 2026, First California Credit Union offers personal loans from 7.99% APR.
What is First California Credit Union's best CD rate?
As of August 4, 2026, First California Credit Union offers savings and certificate (CD) yields up to 2.94% APY.
Related Rate Data
Compare First California Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for First California Credit Union
curl "https://api.rateapi.dev/credit-unions/california/first-california" \
-H "Authorization: Bearer YOUR_API_KEY"