Southernmost Credit Union
Verified rate book
Current Southernmost Credit Union rates
8 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Automobile - 100% Financingauto_new | 3.500% APR | 3.500% | new | Standard |
| Used Auto Loanauto_used | 3.500% APR | 3.500% | used | Standard |
| New RV Loanrv_new | 3.500% APR | 3.500% | new | Standard |
| Used RV Loanrv_used | 5.000% APR | 5.000% | used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Signature Loanpersonal_unsecured_36mo | 6.000% APR | 6.000% | 36 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 15.900% APR | 15.900% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| SHARE DRAFT (CHECKING) ACCOUNTsavings | 0.05% APY | 0.05% | — | Standard |
| IRAira | 0.05% APY | 0.05% | — | Standard |
Vehicle loans available from 3.5% APR. Personal loan rates from 6% APR. Credit card rates from 15.9% APR. Savings and certificate yields up to 0.05% APY.
Source: RateAPI.dev, verified from Southernmost Credit Union's official website
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About Southernmost Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.2K
- Assets
- $16.7M
- Founded
- 1954
- Locations reported
- 1
- NCUA charter
- 9105
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Financial counseling
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southernmost Credit Union
Membership eligibility from Southernmost Credit Union's own published criteria. How we verify this.
Membership via employers (Local States Attorneys Office +10 more) or the Loyal Order of Moose Lodge +1 more
- EmployerLocal States Attorneys Office, Monroe County Board of Commissioners and Staff, Credit Union Employees, NAS Crash Crew, City of Key West, County of Monroe, Florida Keys Aqueduct Authority, Keys Energy Service, Lower Keys Medical Center, Florida Keys Community College, Monroe County Mosquito Control
- AssociationLoyal Order of Moose Lodge, Key West Power Squadron
Verified from Southernmost Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Southernmost Credit Union?
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Frequently Asked Questions
What rates does Southernmost Credit Union offer?
Southernmost Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Southernmost Credit Union rates updated?
RateAPI verifies Southernmost Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Southernmost Credit Union's rate data?
Rate data is collected directly from Southernmost Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Southernmost Credit Union's auto & rv loan rates?
As of August 4, 2026, Southernmost Credit Union offers vehicle loans from 3.5% APR.
What is Southernmost Credit Union's personal loan rate?
As of August 4, 2026, Southernmost Credit Union offers personal loans from 6% APR.
What is Southernmost Credit Union's best CD rate?
As of August 4, 2026, Southernmost Credit Union offers savings and certificate (CD) yields up to 0.05% APY.
Related Rate Data
Compare Southernmost Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Southernmost Credit Union rates
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# Get rates for Southernmost Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/southernmost" \
-H "Authorization: Bearer YOUR_API_KEY"