Keys Credit Union
Verified rate book
Current Keys Credit Union rates
24 published offers verified as of August 3, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Why Finance with Keys FCU? (Used Vehicles (2024 or newer))auto_used | 3.250% APR | 3.250% | used | Standard |
| Why Finance with Keys FCU? (New Vehicles (2024 or newer))auto_new | 3.250% APR | 3.250% | new | Standard |
| Used Auto Loan (2019–2023)auto_used | 5.750% APR | 5.750% | used | Standard |
| Why Finance with Keys FCU? (Used Vehicles (2019 - 2023))auto_used | 5.750% APR | 5.750% | used | Standard |
| Boats, Motorcycles, Jet Skis, Golf Carts and Recreational Vehiclesboat | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Why Finance with Keys FCU? (Personal/Signature Loans)personal_unsecured | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
18 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $1,001 Or Greatersavings | 0.05% APY | 0.05% | — | Standard |
| Keys Savings ($5 or more)savings | 0.05% APY | 0.05% | — | Standard |
| Keys Business Money Market ($100,000 - $499,999)money_market | 0.25% APY | 0.25% | — | Standard |
| Keys Business Money Market ($1,000,000 or greater)money_market | 0.25% APY | 0.25% | — | Standard |
| Keys Money Market ($100,000 or greater)money_market | 0.25% APY | 0.25% | — | Standard |
| Keys Business Money Market ($10,000 - $49,999)money_market | 0.25% APY | 0.25% | — | Standard |
| Keys Money Market ($25,000 - $49,999)money_market | 0.25% APY | 0.25% | — | Standard |
| Keys Money Market ($2,500 - $24,999)money_market | 0.25% APY | 0.25% | — | Standard |
| Keys Business Money Market ($2,500 - $9,999)money_market | 0.25% APY | 0.25% | — | Standard |
| Keys Business Money Market ($500,000 - $999,999)money_market | 0.25% APY | 0.25% | — | Standard |
| Keys Business Money Market ($50,000 - $99,999)money_market | 0.25% APY | 0.25% | — | Standard |
| 6-Month Certificatecd_6mo | 0.60% APY | 0.60% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 0.75% APY | 0.75% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 1.00% APY | 0.99% | 24 mo | Standard |
| $0.01 To $1,000savings | 1.05% APY | 1.05% | — | Standard |
| 36-Month Certificatecd_36mo | 1.50% APY | 1.49% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 2.50% APY | 2.47% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.50% APY | 3.44% | 60 mo | Standard |
Vehicle loans available from 3.25% APR. Personal loan rates from 9.9% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Keys Credit Union's official website
Loading branch locator…
About Keys Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 18.1K
- Assets
- $257.9M
- Founded
- 1940
- Locations reported
- 6
- NCUA charter
- 4135
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Keys Credit Union
Membership eligibility from Keys Credit Union's own published criteria. How we verify this.
Community charter: live/work in Monroe
- LocationMonroe
- Occupationmilitary
- Militarymilitary
Verified from Keys Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Keys Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Keys Credit Union ranks against Florida peers.
Frequently Asked Questions
What rates does Keys Credit Union offer?
Keys Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Keys Credit Union rates updated?
RateAPI verifies Keys Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Keys Credit Union's rate data?
Rate data is collected directly from Keys Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Keys Credit Union's auto & boat loan rates?
As of August 3, 2026, Keys Credit Union offers vehicle loans from 3.25% APR.
What is Keys Credit Union's personal loan rate?
As of August 3, 2026, Keys Credit Union offers personal loans from 9.9% APR.
What is Keys Credit Union's best CD rate?
As of August 3, 2026, Keys Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Keys Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Keys Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Keys Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/keys" \
-H "Authorization: Bearer YOUR_API_KEY"