Monroe County Teachers Credit Union
Verified rate book
Current Monroe County Teachers Credit Union rates
37 published offers verified as of August 4, 2026.
Auto & vehicle rates
23 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.250% APR | 4.250% | new | Standard |
| 36-Month New Auto Loanauto_new_36mo | 4.500% APR | 4.500% | 36 mo · new | Standard |
| 48-Month New Auto Loanauto_new_48mo | 4.750% APR | 4.750% | 48 mo · new | Standard |
| Used Vehicles 1-2 yrs. oldauto_used_24mo | 5.000% APR | 5.000% | 24 mo · used | Standard |
| New Boat Loanboat_new | 5.000% APR | 5.000% | new | Standard |
| 60-Month New Auto Loanauto_new_60mo | 5.000% APR | 5.000% | 60 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 5.250% APR | 5.250% | 72 mo · new | Standard |
| Used Boats Up to 4 yrs. oldboat_used_48mo | 5.500% APR | 5.500% | 48 mo · used | Standard |
| Used Vehicles 1-2 yrs. oldauto_used_36mo | 5.500% APR | 5.500% | 36 mo · used | Standard |
| New Motorcycles (less than 2 model years old)motorcycle_new | 5.500% APR | 5.500% | new | Standard |
| 36-Month New Boat Loanboat_new_36mo | 5.500% APR | 5.500% | 36 mo · new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| New Motorcycles (less than 2 model years old)motorcycle_new_36mo | 6.000% APR | 6.000% | 36 mo · new | Standard |
| Used Vehicles 1-2 yrs. oldauto_used_48mo | 6.000% APR | 6.000% | 48 mo · used | Standard |
| Used Boats Up to 4 yrs. oldboat_used_36mo | 6.000% APR | 6.000% | 36 mo · used | Standard |
| 48-Month New Boat Loanboat_new_48mo | 6.000% APR | 6.000% | 48 mo · new | Standard |
| Used Vehicles 1-2 yrs. oldauto_used_60mo | 6.500% APR | 6.500% | 60 mo · used | Standard |
| New Motorcycles (less than 2 model years old)motorcycle_new_48mo | 6.500% APR | 6.500% | 48 mo · new | Standard |
| Used Motorcycles Up to 4 yrs. oldmotorcycle_used_48mo | 7.000% APR | 7.000% | 48 mo · used | Standard |
| Used Vehicle s 3 years & Olderauto_used_36mo | 7.000% APR | 7.000% | 36 mo · used | Standard |
| Used Motorcycles Up to 4 yrs. oldmotorcycle_used_36mo | 7.500% APR | 7.500% | 36 mo · used | Standard |
| Used Boats 5 yrs.& olderboat_used_60mo | 7.500% APR | 7.500% | 60 mo · used | Standard |
| Used Motorcycles 5 yrs.& oldermotorcycle_used_60mo | 9.000% APR | 9.000% | 60 mo · used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 11.000% APR | 11.000% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Sharessavings | 0.25% APY | 0.25% | — | Standard |
| IRA Clubsira | 0.25% APY | 0.25% | — | Standard |
| 12 Month - $10,000 min.cd_12mo | 2.00% APY | 2.00% | 12 mo | Standard |
| 12 Month IRA CD - $20,000 minira_cd_12mo | 2.00% APY | 2.00% | 12 mo | Standard |
| Coverdell Educatio Savings Clubsavings | 2.50% APY | 2.50% | — | Standard |
| 24 Month - $10,000 min.cd_24mo | 2.50% APY | 2.50% | 24 mo | Standard |
| 24 Month IRA CD - $20,000 minira_cd_24mo | 2.50% APY | 2.50% | 24 mo | Standard |
| 36 Month - $10,000 min.cd_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 36 Month IRA CD - $20,000 minira_cd_36mo | 3.50% APY | 3.50% | 36 mo | Standard |
| 48 Month - $10,000 min.cd_48mo | 3.75% APY | 3.75% | 48 mo | Standard |
| 48 Month IRA CD - $20,000 minira_cd_48mo | 3.75% APY | 3.75% | 48 mo | Standard |
| 60 Month IRA CD - $20,000 minira_cd_60mo | 4.00% APY | 4.00% | 60 mo | Standard |
| 60 Month - $10,000 min.cd_60mo | 4.00% APY | 4.00% | 60 mo | Standard |
Vehicle loans available from 4.25% APR. Personal loan rates from 11% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Monroe County Teachers Credit Union's official website
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About Monroe County Teachers Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2K
- Assets
- $25.1M
- Founded
- 1950
- Locations reported
- 2
- NCUA charter
- 7039
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Payday Alternative Loans I
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Monroe County Teachers Credit Union
Membership eligibility from Monroe County Teachers Credit Union's own published criteria. How we verify this.
Membership via employers (Monroe County District School Board +1 more)
- LocationFL
- EmployerMonroe County District School Board, Florida Keys Community College
Verified from Monroe County Teachers Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Monroe County Teachers Credit Union?
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Frequently Asked Questions
What rates does Monroe County Teachers Credit Union offer?
Monroe County Teachers Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Monroe County Teachers Credit Union rates updated?
RateAPI verifies Monroe County Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Monroe County Teachers Credit Union's rate data?
Rate data is collected directly from Monroe County Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Monroe County Teachers Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Monroe County Teachers Credit Union offers vehicle loans from 4.25% APR.
What is Monroe County Teachers Credit Union's personal loan rate?
As of August 4, 2026, Monroe County Teachers Credit Union offers personal loans from 11% APR.
What is Monroe County Teachers Credit Union's best CD rate?
As of August 4, 2026, Monroe County Teachers Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Monroe County Teachers Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Monroe County Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/monroe-county-teachers" \
-H "Authorization: Bearer YOUR_API_KEY"