Panhandle Credit Union
Verified rate book
Current Panhandle Credit Union rates
24 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Autosauto_any_84mo | 3.990% APR | 3.990% | 84 mo · any | Standard |
| 84-Month Auto Loanauto_any_84mo | 3.990% APR | 3.990% | 84 mo | Standard |
| Auto Loanauto | 9.900% APR | 9.900% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Lifestyle Loanpersonal | 7.100% APR | 7.100% | — | Standard |
| Signature Loanpersonal_unsecured | 9.300% APR | 9.300% | — | Standard |
| Credit Builder Loanpersonal | 14.700% APR | 14.700% | — | Standard |
Savings & CD rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Market ($100,000–$249,999)money_market | 1.25% APY | 1.24% | — | Standard |
| Money Market ($50,000–$99,999)money_market | 1.25% APY | 1.24% | — | Standard |
| Money Market ($250,000+)money_market | 2.25% APY | 2.23% | — | Standard |
| 60-Month IRA Certificateira_cd_60mo | 2.75% APY | 2.72% | 60 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 2.75% APY | 2.72% | 60 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 3.00% APY | 2.96% | 48 mo | Standard |
| 48-Month IRA Certificateira_cd_48mo | 3.00% APY | 2.96% | 48 mo | Standard |
| 90-Day Certificateshare_certificate | 3.25% APY | 3.20% | — | Standard |
| 90-Day IRA Certificateira_cd | 3.25% APY | 3.20% | — | Standard |
| 36-Month IRA Certificateira_cd_36mo | 3.25% APY | 3.20% | 36 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.25% APY | 3.20% | 36 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.40% APY | 3.35% | 24 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 3.40% APY | 3.35% | 24 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.50% APY | 3.44% | 6 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 3.50% APY | 3.44% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.75% APY | 3.69% | 12 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 3.75% APY | 3.69% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First-Chance Loanother | 12.700% % | 12.700% | — | Standard |
Auto loans available from 3.99% APR for 84 months. Personal loan rates from 7.1% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Panhandle Credit Union's official website
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About Panhandle Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 16.2K
- Assets
- $363.7M
- Founded
- 1957
- Locations reported
- 7
- NCUA charter
- 68720
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Panhandle Credit Union
Membership eligibility from Panhandle Credit Union's own published criteria. How we verify this.
Community charter: live/work in Bay, Calhoun, Gulf +4 more, FL
- LocationBay, Calhoun, Gulf, Holmes, Jackson, Walton, Washington — FL
Verified from Panhandle Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Panhandle Credit Union?
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Frequently Asked Questions
What rates does Panhandle Credit Union offer?
Panhandle Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Panhandle Credit Union rates updated?
RateAPI verifies Panhandle Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Panhandle Credit Union's rate data?
Rate data is collected directly from Panhandle Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Panhandle Credit Union's auto loan rates?
As of August 4, 2026, Panhandle Credit Union offers auto loans from 3.99% APR.
What is Panhandle Credit Union's personal loan rate?
As of August 4, 2026, Panhandle Credit Union offers personal loans from 7.1% APR.
What is Panhandle Credit Union's best CD rate?
As of August 4, 2026, Panhandle Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Panhandle Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Panhandle Credit Union rates
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# Get rates for Panhandle Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/panhandle" \
-H "Authorization: Bearer YOUR_API_KEY"