Members First Credit Union of Flori
Verified rate book
Current Members First Credit Union of Flori rates
24 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5/1 ARM5 1 arm | 6.125% APR | 6.125% | — | Standard |
| Mortgageother | 5.500% APR | 5.500% | — | Standard |
| Residential Lots/Land (Unimproved Property) - Variableother | 7.750% APR | 7.750% | — | Standard |
| 15 Year Fixed Refinance 2 This is A Limited Time Offer15 year fixed | 5.875% APR | 5.875% | — | Standard |
| Accelerate Your Home Loan 10 Year Fixed Refinance (No Closing Costs) 110 year fixed | 5.750% APR | 5.750% | — | Standard |
| Accelerate Your Home Loan 7 Year Fixed Refinance (No Closing Costs) 1other | 5.500% APR | 5.500% | — | Standard |
| Accelerate Your Home Loan 12.5 Year Fixed Refinance (No Closing Costs) 1 This is A Limited Time Offerother | 5.875% APR | 5.875% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 4.490% APR | 4.490% | 84 mo · used | Standard |
| 84-Month New Auto Loanauto_new_84mo | 4.490% APR | 4.490% | 84 mo · new | Standard |
| New and Used Motorcyclemotorcycle_any_72mo | 6.240% APR | 6.240% | 72 mo · any | Standard |
| Boats, Motor Homes, Travel Trailers, Airplanes (New or Used)boat_any_144mo | 6.490% APR | 6.490% | 144 mo · any | Standard |
| Classic Vehicleauto_any_60mo | 7.990% APR | 7.990% | 60 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 7 Year Home Equity Fixed 2ndheloc_fixed | 6.500% APR | 6.500% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| 10 Year Home Equity Fixed 2ndheloc_fixed | 6.750% APR | 6.750% | — | Standard |
| 15 Year Home Equity Fixed 2ndheloc_fixed | 7.875% APR | 7.875% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Consolidationpersonal | 7.950% APR | 7.950% | — | Standard |
| Miscellaneous Collateral (New or Used)personal_secured_60mo | 8.990% APR | 8.990% | 60 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Balance Transfer Annual Percentage Ratecredit_card_balance_transfer | 10.900% APR | 10.900% | — | Standard |
| Credit Cardcredit_card | 10.900% APR | 10.900% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Lifestyleother | 9.950% % | 9.950% | — | Standard |
| Cash Advance Annual Percentage Rateother | 10.900% % | 10.900% | — | Standard |
| Annual Percentage Rate for Purchasesother | 10.900% % | 10.900% | — | Standard |
As of August 4, 2026, Members First Credit Union of Flori offers a 5 1 arm mortgage at 6.125% APR. Vehicle loans available from 4.49% APR. HELOC rates from 6.5% APR. Personal loan rates from 7.95% APR. Credit card rates from 10.9% APR.
Source: RateAPI.dev, verified from Members First Credit Union of Flori's official website
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About Members First Credit Union of Flori
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 19.4K
- Assets
- $314.4M
- Founded
- 1954
- Locations reported
- 7
- NCUA charter
- 61160
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Members First Credit Union of Flori
Membership eligibility from Members First Credit Union of Flori's own published criteria. How we verify this.
Membership via employers (Sterling Fibers (Pace Plant) +3 more) or the Escambia Retired Educators Association ($0)
- LocationEscambia, Santa Rosa, Okaloosa — FL
- EmployerSterling Fibers (Pace Plant), Cytec Industries, American Cyanamid, Cyanamid Employees Credit Union
- AssociationEscambia Retired Educators Association
Cost to join: About $5 (a $0 membership fee plus a $5 minimum deposit).
Verified from Members First Credit Union of Flori's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Members First Credit Union of Flori offer?
Members First Credit Union of Flori currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Members First Credit Union of Flori rates updated?
RateAPI verifies Members First Credit Union of Flori's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Members First Credit Union of Flori's rate data?
Rate data is collected directly from Members First Credit Union of Flori's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Members First Credit Union of Flori's mortgage rate?
As of August 4, 2026, Members First Credit Union of Flori offers a 5 1 arm mortgage at 6.125% APR.
What are Members First Credit Union of Flori's auto, boat & motorcycle loan rates?
As of August 4, 2026, Members First Credit Union of Flori offers vehicle loans from 4.49% APR.
What is Members First Credit Union of Flori's HELOC rate?
As of August 4, 2026, Members First Credit Union of Flori offers home equity lines of credit from 6.5% APR.
What is Members First Credit Union of Flori's personal loan rate?
As of August 4, 2026, Members First Credit Union of Flori offers personal loans from 7.95% APR.
Related Rate Data
Compare Members First Credit Union of Flori's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Members First Credit Union of Flori rates
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# Get rates for Members First Credit Union of Flori
curl "https://api.rateapi.dev/credit-unions/florida/members-first-credit-union-of-flori" \
-H "Authorization: Bearer YOUR_API_KEY"