JM Associates Credit Union
Verified rate book
Current JM Associates Credit Union rates
24 published offers verified as of August 4, 2026.
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Cars & Trucks rates: (36 Months)auto_new_36mo | 4.490% APR | 4.490% | 36 mo · new | Standard |
| Used Cars & Trucks 2020-2026 rates: (36 Months)auto_used_36mo | 4.900% APR | 4.900% | 36 mo · used | Standard |
| New Cars & Trucks rates: (48 Months)auto_new_48mo | 4.990% APR | 4.990% | 48 mo · new | Standard |
| New Cars & Trucks rates: (60 Months)auto_new_60mo | 4.990% APR | 4.990% | 60 mo · new | Standard |
| New Cars & Trucks rates: (66 Months)auto_new_66mo | 5.050% APR | 5.050% | 66 mo · new | Standard |
| New Cars & Trucks rates: (75 Months)auto_new_75mo | 5.050% APR | 5.050% | 75 mo · new | Standard |
| Used Cars & Trucks 2020-2026 rates: (60 Months)auto_used_60mo | 5.240% APR | 5.240% | 60 mo · used | Standard |
| Used Cars & Trucks 2020-2026 rates: (48 Months)auto_used_48mo | 5.240% APR | 5.240% | 48 mo · used | Standard |
| Used Cars & Trucks 2020-2026 rates: (72 Months)auto_used_72mo | 5.340% APR | 5.340% | 72 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Second Mortgages (primary residence only)heloc_fixed | 9.000% APR | 9.000% | — | Standard |
Personal loan rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Share-Secured Loanpersonal_secured_60mo | 2.550% APR | 2.550% | 60 mo | Standard |
| Other Secured Loans (up to 60 Mos.)personal_secured_60mo | 5.890% APR | 5.890% | 60 mo | Standard |
| Other Secured Loans (up to 180 Mos.)personal_secured_180mo | 6.740% APR | 6.740% | 180 mo | Standard |
| Other Secured Loans (up to 72 Mos.)personal_secured_72mo | 6.990% APR | 6.990% | 72 mo | Standard |
| Preferred Line of Credit (open end) $5,000 minimum - Prime + 2% (minimum 6% - maximum 18% APR)**ploc_variable | 8.750% APR | 8.750% | 48 mo | Standard |
| Personal Loan (60 Months (Up to $15,000))personal_unsecured_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
| Personal Loan (72 Months ($15,000 -$25,000))personal_unsecured_72mo | 10.990% APR | 10.990% | 72 mo | Standard |
| Personal Loan (84 Months ($25,000 or more))personal_unsecured_84mo | 11.990% APR | 11.990% | 84 mo | Standard |
| Personal Line of Creditploc_variable | 14.000% APR | 14.000% | — | Standard |
| Helping Handspersonal_unsecured_12mo | 16.990% APR | 16.990% | 12 mo | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Education Loan (60 Months (Up to $15,000))student | 9.990% APR | 9.990% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Signature Credit Card* (The JMAFCU Visa Signature rate is 2.50% + Prime*)credit_card_platinum | 9.250% APR | 9.250% | — | Standard |
| VISA Gold Rewards Credit Card (The JMAFCU Visa Gold rate is 5.50% + Prime*)credit_card_rewards | 12.250% APR | 12.250% | — | Standard |
| VISA Classic Credit Cardcredit_card | 14.880% APR | 14.880% | — | Standard |
Auto loans available from 4.49% APR for 36 months. HELOC rates from 9% APR. Personal loan rates from 2.55% APR. Credit card rates from 9.25% APR.
Source: RateAPI.dev, verified from JM Associates Credit Union's official website
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About JM Associates Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.8K
- Assets
- $152.6M
- Founded
- 1980
- Locations reported
- 5
- NCUA charter
- 23709
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join JM Associates Credit Union
Membership eligibility from JM Associates Credit Union's own published criteria. How we verify this.
Membership criteria are published on JM Associates Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from JM Associates Credit Union's membership page. Final membership determination is always made by the credit union.
Work at JM Associates Credit Union?
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Frequently Asked Questions
What rates does JM Associates Credit Union offer?
JM Associates Credit Union currently offers Auto loan, HELOC, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are JM Associates Credit Union rates updated?
RateAPI verifies JM Associates Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get JM Associates Credit Union's rate data?
Rate data is collected directly from JM Associates Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are JM Associates Credit Union's auto loan rates?
As of August 4, 2026, JM Associates Credit Union offers auto loans from 4.49% APR.
What is JM Associates Credit Union's HELOC rate?
As of August 4, 2026, JM Associates Credit Union offers home equity lines of credit from 9% APR.
What is JM Associates Credit Union's personal loan rate?
As of August 4, 2026, JM Associates Credit Union offers personal loans from 2.55% APR.
Related Rate Data
Compare JM Associates Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for JM Associates Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/jm-associates" \
-H "Authorization: Bearer YOUR_API_KEY"